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225 Green Valley Dr, Howard, OH, 43028

3beds
3baths
2,002sqft
$499,900
$250price/sqft
$3,347/moest. monthly cost
$133,880/yrincome needed

About This Home

Welcome home to this stunning 2023 Wayne Homes build, where thoughtful design meets natural beauty in one of the area's most sought-after lake communities. With 3 bedrooms, 2.5 baths, and luxury finishes throughout, this home lives as good as it looks. The heart of the home is a chef-inspired kitchen loaded with high-end finishes, anchored by a custom stone backsplash and statement hood that bring warmth, character, and a designer touch to every meal. A gorgeous stone fireplace serves as the centerpiece of the living space -- the kind of feature that stops you the moment you walk in. Retreat to the main-floor primary suite, where the ensuite bath offers a spa-like escape with serene views overlooking a private wooded lot. Upstairs, a versatile loft anchors the second floor alongside two additional bedrooms and a well-appointed guest bath -- an ideal layout for family, guests, or a home office that actually inspires you. When it's time to take the gathering outside, two beautiful decks offer the perfect setting -- whether you're curled up with a book in the morning quiet or hosting friends and family under the stars. A cozy fire pit rounds out the outdoor space, making every evening feel like an occasion. Step outside your door and into the Apple Valley lifestyle -- Davis Beach, Apple Valley Golf Club, Floral Valley, the Marina, Community Clubhouse, and pool are all just minutes away. Whether you're on the water by morning or on the green by afternoon, this is lake living at its finest.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
East Knox Middle SchoolGrades K-62.2 mi
6/10
East Knox High SchoolGrades 7-122.3 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Gas Range,Microwave,Refrigerator,Water Purifier
  • Laundry features: Electric Dryer Hookup

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Features

  • Window features: Insulated Windows
  • Flooring: Laminate,Carpet
  • Number of fireplaces: 1
  • Fireplace features: One,Gas Log
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,002
  • Total interior livable area: 2,002 sqft

Property

Details

  • Parcel number: 2600266.000

Features

  • Levels: Two
  • Patio & porch: Deck
  • Exterior features: Balcony

Lot

  • Lot size: 10,454 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather
Cold Wave
Hail
Inland Flooding
Ice Storm
Tornado

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$190$2,280
Property Taxes $416$4,992
Electricity $214$2,576
Total$3,347$40,164
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,754/yr
40% on housing$100,410/yr
45% on housing$89,253/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.6%
16.6%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 6.1%
6.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$250This listing

vs Other Active Listings

Avg $/sqft

ZIP 43028$217
Knox County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 43028$169
Knox County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$485,000
2026-07-30Price change$499,900
2026-07-10Listed for sale$515,000
2026-07-08Listing removed$515,000
2026-07-06Listed for sale$515,000
2017-12-01Sold$3,700

For Sale by Agent

AgentEliza Mickatavage
BrokerageEngel & Volkers Real Estate Advisors

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