898 Country Club Dr, Howard, OH, 43028
About This Home
Experience the best of Apple Valley Lake living in this beautifully designed home built for gathering and relaxing alike. The welcoming great room draws you in with its dramatic ceilings, open sightlines, and a thoughtfully updated kitchen that serves as the heart of the home. Outdoor spaces truly set this property apart, with a spacious two-tiered deck that creates multiple areas to unwind, entertain friends, or simply enjoy the quiet, wooded setting. The huge walkout lower level expands your options even further, offering a generous recreation space perfect for hosting, hobbies, or a comfortable secondary living area. A large bedroom and full bath on this level provide a private retreat for guests or multigenerational living. Set up perfectly for either year-round living or weekend escapes, this home delivers style, flexibility, and functionality. Located just minutes from Apple Valley’s many amenities, you'll enjoy access to 511 acres of private boating and fishing waters, multiple beaches, a marina, clubhouse, indoor and outdoor pools, parks, tennis and pickleball courts, and a full calendar of community activities. If you've been waiting for the right opportunity to enjoy the Apple Valley lifestyle, this home is ready to welcome you.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2005
Materials
- Roof: Shingle
- Construction materials: Block,Stone,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Disposal,Microwave,Range Hood,Range Oven,Refrigerator,Washer
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Finished,Full,Walk-Out Access
Bathroom1
- Features: Full
- Level: First
Bathroom2
- Features: Full
- Level: First
Bathroom3
- Features: Full
- Level: Lower
Bedroom1
- Level: First
Bedroom2
- Level: First
Bedroom3
- Level: First
Bedroom4
- Level: Lower
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Dining Room
- Level: First
Features
- Flooring: Laminate,Carpet
- Number of fireplaces: 1
- Fireplace features: One,Gas Log
- Fireplace: Yes
- Finished area above ground: 1,910
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 3,410
- Total interior livable area: 3,410 sqft
Kitchen
- Level: First
Living Room
- Level: First
Property
Details
- Parcel number: 2700121.000
Features
- Patio & porch: Deck
- Fencing: None
Lot
- Lot size: 0.26 Acres
- Lot size dimensions: .2652
Parking
- Total spaces: 2
- Parking features: Garage Attached,2 Car,Concrete
- Has garage: Yes
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Winter Weather
- Cold Wave
- Hail
- Inland Flooding
- Ice Storm
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Ohio Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,272 | $27,264 |
| Home Insurance * | $171 | $2,052 |
| Property Taxes | $374 | $4,488 |
| Electricity | $365 | $4,388 |
| Total | $3,182 | $38,184 |
Income You'd Need if You Spent...
Ohio FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-28 | Price change | $468,000 |
| 2026-03-20 | Listed for sale | $485,000 |
| 2021-09-01 | Sold | $288,000 |
| 2021-07-20 | Price change | $300,000 |
| 2021-07-16 | Listed for sale | $290,000 |
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