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604 E Gambier St, Mount Vernon, OH, 43050

5beds
2baths
3,529sqft
$200,000
$57price/sqft
$1,668/moest. monthly cost
$66,720/yrincome needed

About This Home

Recent price improvement presents a strong opportunity with a motivated seller. This one has the bones, the location, and the price point to make it worth every bit of effort. Set on a prime lot with a fully fenced backyard, this 5-bedroom, 2 full bath, home is ready for the buyer who knows a good opportunity when they see one. Original hardwood floors and classic woodwork throughout the first floor speak to the craftsmanship of a bygone era -- and give you a stunning foundation to work from. The kitchen and bathrooms have seen updates over the years and are functional, but they're ready for someone with a vision to take them to the next level. Central air conditioning is already in place, and the fenced backyard is done. The wide-staircase walk-up attic adds another 1,000+ sq ft of finishable space -- bonus potential that's hard to find at this price. If you're an investor or an owner occupant looking for a labor of love in a location that delivers, this is your home. The value is here. Bring your vision!

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
60
BikeBikeable

Schools

9/10
East Elementary SchoolGrades PK-50.1 mi
7/10
6/10
Mount Vernon High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1910

Materials

  • Foundation: Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 1

Features

  • Flooring: Wood,Carpet
  • Number of fireplaces: 1
  • Fireplace features: One,Decorative
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,529
  • Total interior livable area: 3,529 sqft

Property

Details

  • Parcel number: 6602956.000

Features

  • Levels: Two
  • Patio & porch: Deck

Lot

  • Lot size: 0.29 Acres

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Hail
Inland Flooding
Ice Storm
Lightning
Tornado

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,011$12,132
Home Insurance *$113$1,356
Property Taxes $166$1,992
Electricity $378$4,541
Total$1,668$20,016
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,188/yr
40% on housing$50,040/yr
45% on housing$44,480/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.6%
16.6%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 6.1%
6.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$57This listing

vs Other Active Listings

Avg $/sqft

ZIP 43050$197
Knox County$202

vs Homes Sold Last Month

Median $/sqft

ZIP 43050$160
Knox County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$200,000
2026-04-29Price change$220,000
2026-03-26Listed for sale$225,000
2022-10-19Sold$185,000
2022-09-06Contingent$195,000
2022-08-23Listed for sale$195,000
2022-08-18Contingent$195,000
2022-08-16Listed for sale$195,000
2022-08-08Listing removed--
2022-07-11Contingent$205,000
2022-07-08Price change$205,000
2022-06-10Listed for sale$225,000
2019-04-12Sold$105,000
2019-02-25Pending sale$117,900
2018-11-26Listed for sale$117,900
2009-07-27Sold$82,500

For Sale by Agent

AgentMatthew C Mitchell
BrokerageReal of Ohio

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