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E1233 Pine Tree Point, Waupaca, WI, 54981

5beds
3baths
3,464sqft
$1,550,000
$447price/sqft
$10,411/moest. monthly cost
$416,440/yrincome needed

About This Home

Dake Lake Charmer! Enjoy stunning sunsets and peaceful lake living from your three-season porch or private pier, set on over 100 feet of no-wake shoreline with partial sandy frontage. This spacious home features a flowing floor plan with numerous updates, offering 5 bedrooms and 2.5 bathrooms. Highlights include a formal dining room, inviting living room, updated kitchen, large rec room, and the convenience of two laundry areas. Situated on a generous 0.87-acre level lot, the property also includes an extra garage, perfect for storing lake toys and equipment. As an income producing rental, this property offers both a relaxing retreat and an excellent investment opportunity. Come experience everything the Chain has to offer!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
Waupaca Middle SchoolGrades 5-85.1 mi
4/10
Waupaca High SchoolGrades 9-123.0 mi

Construction

Condition

  • Year built: 1849

Materials

  • Foundation: Block,Stone
  • Construction materials: Aluminum Siding,Stone,Shake Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range,Refrigerator,Washer,Water Softener Owned

Basement

  • Has basement: Yes
  • Basement: Partial

Bedroom1

  • Level: Main
  • Dimensions: 10x13

Bedroom2

  • Level: Main
  • Dimensions: 11x11

Bedroom3

  • Level: Upper
  • Dimensions: 23x12

Bedroom4

  • Level: Upper
  • Dimensions: 21x11

Bedroom5

  • Level: Upper
  • Dimensions: 12x11

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Cooling

  • Cooling features: Window Unit(s)

Dining Room

  • Level: Main
  • Dimensions: 8x13

Family Room

  • Level: Main
  • Dimensions: 16x25

Features

  • At Least 1 Bathtub,Breakfast Bar,Cable Available,Central Vacuum,High Speed Internet,Kitchen Island,Pantry,Formal Dining
  • Flooring: Wood/Simulated Wood Fl
  • Number of fireplaces: 2
  • Fireplace features: Two,Gas,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,464

Formal Dining Room

  • Level: Main
  • Dimensions: 25x10

Interior Area

  • Total interior livable area: 3,464 sqft

Kitchen

  • Level: Main
  • Dimensions: 12x15

Other

  • Level: Main
  • Dimensions: 18x13

Other

  • Level: Upper
  • Dimensions: 7x6

Other

  • Level: Main
  • Dimensions: 12x6

Other

  • Level: Main
  • Dimensions: 10x6

Other

  • Level: Main
  • Dimensions: 19x9

Other

  • Level: Main
  • Dimensions: 8x9

Property

Accessibility

  • Accessibility features: 1st Floor Bedroom,1st Floor Full Bath,Laundry 1st Floor

Details

  • Parcel number: 0304728
  • Zoning: Residential

Features

  • Patio & porch: Deck
  • On waterfront: Yes
  • Waterfront features: Lake
  • Waterbody name: Dake Lake

Lot

  • Lot size: 0.87 Acres
  • Features: Wooded

Parking

  • Total spaces: 3
  • Parking features: Attached,Basement,Detached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Tornado
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,837$94,044
Home Insurance *$750$9,000
Property Taxes $1,499$17,988
Electricity $325$3,906
Total$10,411$124,932
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$356,948/yr
40% on housing$312,330/yr
45% on housing$277,626/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$447This listing

vs Other Active Listings

Avg $/sqft

ZIP 54981$292
Waupaca County$215

vs Homes Sold Last Month

Median $/sqft

ZIP 54981
Waupaca County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$1,550,000
2018-02-28Sold$475,000

For Sale by Agent

AgentMatt J Rice
BrokerageRE/MAX Lyons Real Estate

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