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N2208 Cleghorn Rd, Waupaca, WI, 54981

4beds
4baths
2,077sqft
$384,000
$185price/sqft
$2,688/moest. monthly cost
$107,520/yrincome needed

About This Home

Location! Location! Location! Beautiful character log-siding home with a generous yard full of wildlife and two back decks overlooking the natural surroundings. Perfectly nestled spot between historic Rural/Crystal River and the Waupaca Chain O' Lakes. Dake Lake public boat landing is a walk around the corner! The property also includes a large, detached garage with workshop, half-bath, and 500sqft of bonus finished area in the loft above that is not factored in the published numbers for the home. An 11ftx10ft portion of the basement finished area includes concrete foundation floor. Listing broker is a family member of the seller.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
Waupaca Middle SchoolGrades 5-85.2 mi
4/10
Waupaca High SchoolGrades 9-123.0 mi

Construction

Condition

  • Year built: 1999

Materials

  • Foundation: Poured Concrete
  • Construction materials: Log

Type & Style

  • Home type: SingleFamily
  • Architectural style: Log
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Washer,Water Softener Owned

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bedroom1

  • Level: Main
  • Dimensions: 11x12

Bedroom2

  • Level: Main
  • Dimensions: 10x14

Bedroom3

  • Level: Upper
  • Dimensions: 11x11

Bedroom4

  • Level: Lower
  • Dimensions: 11x11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Dimensions: 9x9

Family Room

  • Level: Main
  • Dimensions: 12x18

Features

  • At Least 1 Bathtub,Cable Available,High Speed Internet,Vaulted Ceiling(s),Walk-in Shower
  • Fireplace features: None
  • Finished area below ground: 673
  • Finished area above ground: 1,404

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Forced Air,Central Air

Interior Area

  • Total interior livable area: 2,077 sqft

Kitchen

  • Level: Main
  • Dimensions: 8x8

Living Room

  • Level: Main
  • Dimensions: 15x13

Other

  • Level: Main
  • Dimensions: 5x7

Other

  • Level: Upper
  • Dimensions: 11x12

Other

  • Level: Lower
  • Dimensions: 11x17

Other

  • Level: Lower
  • Dimensions: 11x11

Property

Accessibility

  • Accessibility features: 1st Floor Bedroom,1st Floor Full Bath,Laundry 1st Floor,Level Drive,Level Lot

Details

  • Parcel number: 03047230
  • Zoning: Residential

Lot

  • Lot size: 0.52 Acres
  • Lot size dimensions: 135x170

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Tornado
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,941$23,292
Home Insurance *$186$2,232
Property Taxes $366$4,392
Electricity $195$2,342
Total$2,688$32,256
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,160/yr
40% on housing$80,640/yr
45% on housing$71,680/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 54981$299
Waupaca County$218

vs Homes Sold Last Month

Median $/sqft

ZIP 54981
Waupaca County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-19Price change$445,000
2026-04-10Listed for sale$465,000
2016-06-15Sold$176,000
2012-08-13Sold$167,900

For Sale by Agent

AgentPatrick S Armstrong
BrokerageArmstrong Realty

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