See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

21792 Highway 92, Austin, CO, 81410

--beds
0baths
--sqft
$4,500,000
--price/sqft
$25,637/moest. monthly cost
$1,025,480/yrincome needed

About This Home

Imagine the possibilities where commerce meets tranquility, where a vibrant riverfront setting provides the perfect backdrop for your next venture. This exceptional 9.86-acre commercial property offers a rare opportunity in Austin, Colorado, boasting unparalleled river access and a unique appeal for a variety of enterprises. Envision building a destination that captivates, drawing visitors to a serene yet dynamic environment along the Gunnison River. Location Nestled in the charming city of Austin, within Delta County, Colorado, this property enjoys a prime position. The area is renowned for its scenic beauty and community spirit, offering a desirable setting for both business and leisure. Its strategic location provides excellent visibility and accessibility, making it an attractive investment in a growing region. Land and terrain Spanning nearly ten acres, the land presents a diverse canvas for development. The terrain offers natural contours and features that lend themselves to creative architectural and landscaping designs, allowing for a harmonious integration with the surrounding environment. Buyers will appreciate the freedom to shape this expansive acreage to perfectly suit their vision. Improvements and infrastructure The property stands ready for your innovative touch, offering a blank slate for new construction and infrastructure development. With ample space, the potential exists to design and build facilities precisely tailored to your commercial needs, ensuring efficiency and functionality from the ground up. Water and utilities A defining feature of this offering is its direct river access, boasting significant river frontage along the Gunnison River. This affords unique opportunities for recreational or commercial ventures tied to the water. Regarding utilities, the area is well-positioned for connection to essential services, allowing for the seamless establishment of modern amenities. Wildlife and vegetation The property's riverfront location naturally attracts a variety of local wildlife, offering a picturesque and engaging natural environment. The existing vegetation contributes to the serene ambiance, providing a verdant setting that can be enhanced and integrated into any development plans. Current and potential use While currently awaiting its next chapter, this property holds immense potential for a range of commercial endeavors. Its riverfront appeal and generous acreage make it ideal for hospitality, outdoor recreation businesses, or other ventures that benefit from a scenic and accessible location. The flexibility to define its future use is a significant asset. Access and easements The property offers straightforward access, ensuring ease of entry and exit for customers, clients, or residents. Any existing easements are designed to facilitate smooth operation and enjoyment of the land, providing clarity and security for future development.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

5/10
5/10
Delta Middle SchoolGrades 6-86.5 mi
7/10
Delta High SchoolGrades 9-126.0 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Other

Property

Details

  • Parcel number: 345501400021

Lot

  • Lot size: 9.86 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Drought
    DroughtModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Inland Flooding
Wildfire
Drought
Landslide
Winter Weather

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $22,754$273,048
Home Insurance *$1,422$17,064
Property Taxes $1,275$15,300
Electricity $186$2,232
Total$25,637$307,644
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$878,982/yr
40% on housing$769,110/yr
45% on housing$683,653/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 81410$345
Delta County$252

vs Homes Sold Last Month

Median $/sqft

ZIP 81410
Delta County$251

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-17Listed for sale$4,900,000

For Sale by Agent

AgentJoe Trujillo
BrokerageMossy Oak Properties Ranch Realty, LLC

Similar Homes