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104 Jarrett St, Valley, AL, 36854

2beds
2baths
2,034sqft
$199,900
$98price/sqft
$1,442/moest. monthly cost
$57,680/yrincome needed

About This Home

REDUCED!! This Charming Rustic-Style home in the Fairfax community is a rare gem! Spanning approximately 2,034 sq ft, it offers 2 or 3 bedrooms and 2 bathrooms on a spacious 1.5-acre lot. It’s uniquely private while still being right in the heart of town! The open floor plan connects the living room and kitchen, with exposed beams and carpet in the living area flowing into the dining space. The kitchen, updated in 2020, features new flooring, cabinets, stainless steel appliances, and a cozy coffee bar. The large primary bedroom offers comfortable carpeting and a generous walk-in closet, while the primary bath features tile flooring and a shower. The secondary bedroom is well-sized and also features carpeting. The potential 3rd bedroom is currently being used as a home office. There is another bonus room providing the flexibility for a playroom, workout space, or hobby area. The second bath offers tub/shower combo and new LVP flooring. Other features are a sunroom where you can relax all year round and enjoy the surroundings. Outside, you'll find a single carport, patio area, and a large partially fenced yard, offering plenty of space for kids and pets to play! The roof was partially replaced approximately five years ago, adding additional peace of mind. This unique property combines rustic character, modern updates, and a spacious lot—all in a convenient in-town location. Call today to schedule your tour!

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

3/10
Fairfax Elementary SchoolGrades PK-50.7 mi
4/10
W F Burns Middle SchoolGrades 6-80.9 mi
2/10
Valley High SchoolGrades 9-120.1 mi

Construction

Condition

  • Year built: 1945

Materials

  • Construction materials: Block,Cedar,Stone

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Some Electric Appliances,Dishwasher,Electric Range,Oven,Refrigerator,Stove
  • Laundry features: Washer Hookup,Dryer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2

Features

  • Ceiling Fan(s),Eat-in Kitchen,Other,Paneling/Wainscoting,See Remarks
  • Flooring: Carpet,Plank,Simulated Wood
  • Finished area below ground: 0
  • Finished area above ground: 2,034

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 2,034 sqft

Property

Details

  • Parcel number: 121804192004012000

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Fencing: Chain Link,Partial

Lot

  • Lot size: 1.50 Acres
  • Features: 1-3 Acres

Parking

  • Total spaces: 1
  • Parking features: Carport,Detached
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Heat Wave
Lightning
Tornado
Cold Wave
Drought
Hail
Hurricane
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,010$12,120
Home Insurance *$144$1,728
Property Taxes $48$576
Electricity $240$2,881
Total$1,442$17,304
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$49,440/yr
40% on housing$43,260/yr
45% on housing$38,453/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$98This listing

vs Other Active Listings

Avg $/sqft

ZIP 36854$135
Chambers County$124

vs Homes Sold Last Month

Median $/sqft

ZIP 36854$136
Chambers County$108

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-11Pending sale$199,900
2026-04-27Price change$199,900
2026-04-22Pending sale$209,900
2026-03-17Listed for sale$209,900
2020-12-08Sold$98,500

For Sale by Agent

AgentLORI TERRY
BrokerageLORI TERRY HOME TOWN REALTY LLC

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