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134 Oak St W, Alexander City, AL, 35010

3beds
2baths
1,445sqft
$139,000
$96price/sqft
$1,105/moest. monthly cost
$44,200/yrincome needed

About This Home

This adorable cottage home is tucked away on a less traveled street in Alexander City. It has 3 bedrooms and two full baths. Two of the bedrooms are spacious for a home of this age. The two full baths have been updated and all the windows have been replaced. The metal roof and HVAC are around 9 years old. Low maintenance since the home is wrapped in vinyl siding. With a front and back deck you can enjoy spending time outdoors drinking coffee or just reading a book. Call for an appointment to see this one before it goes under contract.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

6/10
8/10

Construction

Condition

  • Year built: 1955

Materials

  • Foundation: Basement
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2

Features

  • Flooring: Laminate

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 1,445
  • Total interior livable area: 1,445 sqft

Property

Details

  • Parcel number: 0509294002014.0000

Features

  • Stories: 1
  • Patio & porch: Deck,Porch
  • Exterior features: Rain Gutters,Shrubs
  • On waterfront: Yes
  • Waterbody name: N/A

Lot

  • Lot size: 0.30 Acres

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Heat Wave
Lightning
Tornado
Cold Wave
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $702$8,424
Home Insurance *$136$1,632
Property Taxes $27$324
Electricity $240$2,881
Total$1,105$13,260
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,885/yr
40% on housing$33,150/yr
45% on housing$29,466/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$96This listing

vs Other Active Listings

Avg $/sqft

ZIP 35010$287
Tallapoosa County$249

vs Homes Sold Last Month

Median $/sqft

ZIP 35010$124
Tallapoosa County$166

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-20Listed for sale$139,000

For Sale by Agent

AgentBobby Tapley
BrokerageRealtySouth Auburn-Lake Martin

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