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86 Water St, Salem, WV, 26426

3beds
2baths
1,240sqft
$72,000
$58price/sqft
$685/moest. monthly cost
$27,400/yrincome needed

About This Home

This 3-bedroom, 1.5 bath home offers an enclosed porch and sits on a double lot. Conveniently located just minutes from Clarksburg in Salem WV, this property provides a great opportunity to make it your own. Ideal for buyers seeking space, location, and potential. This property is sold as is.

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

6/10
Salem Elementary SchoolGrades PK-51.0 mi
5/10
9/10
Liberty High SchoolGrades 9-128.6 mi

Construction

Condition

  • Year built: 1920

Materials

  • Roof: Metal
  • Construction materials: Brick,Plaster,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Refrigerator

Basement

  • Basement: None

Bedroom2

  • Level: Upper
  • Dimensions: 9.3 x 12.8

Bedroom3

  • Level: Upper
  • Dimensions: 9.8 x 12.2

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Dimensions: 0

Features

  • Eat-in Kitchen,Cable TV
  • Window features: Storm Window(s)
  • Flooring: Laminate,Tile,Vinyl

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total interior livable area: 1,240 sqft

Kitchen

  • Level: Main
  • Dimensions: 11.8 x 13

Living Room

  • Level: Main
  • Dimensions: 13.7 x 25.6

Primary Bedroom

  • Level: Main
  • Dimensions: 13.4 x 14

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 170019270600310000

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch
  • Exterior features: Porch

Lot

  • Lot size: 0.29 Acres
  • Lot size dimensions: 95 x 142 x 39 x 47

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Hail
Lightning
Winter Weather

FEMA Declared Disasters Across West Virginia Counties

Flood
Mud Landslide
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $364$4,368
Home Insurance *$59$708
Property Taxes $81$972
Electricity $181$2,178
Total$685$8,220
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$23,485/yr
40% on housing$20,550/yr
45% on housing$18,266/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$58This listing

vs Other Active Listings

Avg $/sqft

ZIP 26426$121
Harrison County$101

vs Homes Sold Last Month

Median $/sqft

ZIP 26426$116
Harrison County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-02Price change$78,000
2026-02-22Listed for sale$80,000
2023-11-13Sold$59,900
2023-09-14Contingent$59,900
2023-08-18Listed for sale$59,900
2013-03-15Listing removed$53,000
2012-08-03Listed for sale$53,000
1989-10-06Sold$7,100

For Sale by Agent

AgentCandida Shriver
BrokerageEXP REALTY, LLC

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