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1306 Russell St, Harrison, MI, 48625

1beds
1baths
756sqft
$89,900
$119price/sqft
$738/moest. monthly cost
$29,520/yrincome needed

About This Home

Charming, well-located home on the edge of town with easy access to Budd Lake. This cozy 756 sq ft residence sits on a large, fenced lot with mature shade trees—perfect for pets—and a backyard fire pit for evening bonfires. Interior highlights: vaulted ceilings that create an open, airy feel; a bright kitchen with range and refrigerator; a spacious living room with dual ceiling fans; and a front bounce room with a wood stove for added warmth. One bedroom offers a generous closet; the bathroom features ceramic tile. Detached garage includes electricity and a wood stove. Natural gas heat is a standout feature. Ideal for a first-time buyer or someone looking to downsize in a desirable location. Call today to learn more.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

5/10
Harrison Middle SchoolGrades 6-81.3 mi
5/10

Construction

Condition

  • Year built: 1958

Materials

  • Foundation: Slab
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven,Refrigerator,Electric Water Heater

Bathroom1

  • Level: Main

Bedroom1

  • Level: Main
  • Area: 90

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • High Ceilings
  • Finished area below ground: 0
  • Finished area above ground: 756

Heating

  • Heating features: Forced Air,Natural Gas,Wood

Interior Area

  • Total structure area: 756
  • Total interior livable area: 756 sqft

Kitchen

  • Level: Main
  • Area: 119

Living Room

  • Level: Main
  • Area: 221

Property

Details

  • Parcel number: 00712006900
  • Special condition: Private

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch
  • Fencing: Fenced
  • Frontage type: Road
  • Frontage length: 100

Lot

  • Lot size: 0.46 Acres
  • Features: Deep Lot - 150+ Ft.,Large Lot - 65+ Ft.,Unpaved,Subdivision
  • Lot size dimensions: 100 x 200

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Lightning
Cold Wave
Hail
Tornado

FEMA Declared Disasters in Clare County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $454$5,448
Home Insurance *$88$1,056
Property Taxes $8$96
Electricity $188$2,259
Total$738$8,856
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$25,302/yr
40% on housing$22,140/yr
45% on housing$19,680/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$119This listing

vs Other Active Listings

Avg $/sqft

ZIP 48625$103
Clare County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 48625
Clare County$113

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-31Listed for sale$89,900
2026-03-02Listing removed$77,000
2026-01-31Listed for sale$77,000
2026-01-06Pending sale$77,000
2025-07-01Price change$77,000
2025-03-26Price change$83,900
2025-01-28Listed for sale$74,000
2021-07-30Sold$68,000
2021-05-24Pending sale$68,000
2021-05-17Listed for sale$68,000

For Sale by Agent

AgentSUSAN CARPENTER
BrokerageThree Pines Realty LLC

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