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661 Connie Dr, Lake, MI, 48632

3beds
2baths
1,685sqft
$269,900
$160price/sqft
$2,045/moest. monthly cost
$81,800/yrincome needed

About This Home

Experience lakefront living at its finest with this spacious 3-bedroom home on beautiful private All-Sports Big Norway Lake, where you can enjoy every watersport from boating, fishing, kayaking, paddleboarding, or jet skiing. Big Norway Lake is a Private Lake, with access only for property owners, creating your own quite oasis to enjoy! This lot gently rolls down to the shoreline, with a nice sized lakeside backyard, and plenty of shaded spots to relax under a green canopy when you want a break from the afternoon sun. Spend your days out on the water, cool-off in the shade, and end your evenings gathered under the stars around the beach front bonfire pit. Inside, the main floor offers a living room, two bedrooms, a full bathroom, and a kitchen/dining area with a walkout to the low-maintenance Trex composite deck overlooking the water. Downstairs, the full walkout basement features a second living room with picturesque views of the lake, a third bedroom, another full bathroom, and a laundry room. The location is as convenient as it is beautiful. Just a few doors down from a waterfront park with a sandy beach, that is also private access for subdivision owners only, giving you even more opportunities to enjoy the lake. Centrally located in the heart of Michigan, this property is approximately 2 hours and 40 minutes from Detroit, 2 hours and 10 minutes from the Mackinac Bridge, and about 1 hour and 30 minutes from both Lake Michigan and Lake Huron, making it an ideal year-round home or vacation getaway. $50 per year Association Fee for access to private subdivision parks. $200 per year *optional* lake maintenance donation.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

4/10
Farwell Elementary SchoolGrades PK-312.0 mi
7/10
Farwell High SchoolGrades 8-1212.1 mi
4/10
Farwell Middle SchoolGrades 4-712.1 mi

Construction

Condition

  • Year built: 1973

Materials

  • Foundation: Basement
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Range/Oven,Refrigerator,Washer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Walk-Out Access,Sump Pump

Bathroom1

  • Level: First
  • Area: 42

Bathroom2

  • Level: Basement
  • Area: 99

Bedroom1

  • Level: First
  • Area: 110

Bedroom2

  • Level: First
  • Area: 120

Bedroom3

  • Level: Basement
  • Area: 132

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 36

Family Room

  • Level: Basement
  • Area: 483

Features

  • Finished area below ground: 825
  • Finished area above ground: 860

Heating

  • Heating features: Wall Furnace,Baseboard,Electric

Interior Area

  • Total structure area: 1,720
  • Total interior livable area: 1,685 sqft

Kitchen

  • Level: First
  • Area: 156

Living Room

  • Level: First
  • Area: 195

Property

Details

  • Parcel number: 00918008300
  • Zoning description: Residential
  • Special condition: Private

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Patio,Porch
  • Exterior features: Balcony,Garden
  • Has view: Yes
  • View description: Water,Lake
  • Has water view: Yes
  • Water view: Water,Lake
  • On waterfront: Yes
  • Waterfront features: All Sports Lake,Lake Front,Waterfront,Beach Front,Interior Lake
  • Waterbody name: Big Norway Lake
  • Frontage length: 60

Lot

  • Lot size: 10,454 sqft
  • Features: Large Lot - 65+ Ft.,Subdivision
  • Lot size dimensions: 60 x 180

Parking

  • Total spaces: 1
  • Parking features: 1 Space,2 Spaces

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Lightning
Hail
Tornado

FEMA Declared Disasters in Clare County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,364$16,368
Home Insurance *$271$3,252
Property Taxes $222$2,664
Electricity $188$2,259
Total$2,045$24,540
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,114/yr
40% on housing$61,350/yr
45% on housing$54,533/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$160This listing

vs Other Active Listings

Avg $/sqft

ZIP 48632$138
Clare County$140

vs Homes Sold Last Month

Median $/sqft

ZIP 48632
Clare County$113

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$269,900
2026-06-24Listed for sale$279,900
2006-11-13Sold$72,000

For Sale by Agent

AgentASHLEY CUMMINGS
BrokerageCUMMINGS REALTY

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