See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

11076 N Shore Dr, Lake, MI, 48632

4beds
3baths
3,062sqft
$673,000
$220price/sqft
$5,140/moest. monthly cost
$205,600/yrincome needed

About This Home

Enjoy the spectacular sunrise lake views from this 4+ bedroom, 3-bath home with over 3,000 square feet of living space on beautiful all sports Eight Point Lake. Includes 25x111 of private lake access to design your dream gazebo, outdoor kitchen, or entertaining space. This unique build includes a ground-level, 31x42 two plus car garage with room for vehicles, storage, and toys, plus mechanical room. A recently installed Generac 24k whole-house generator ensures peace of mind. From the garage, access the home by elevator or take the stairs up multi-level decks to the main entry. The main level features a nearly 400 sq ft primary suite, complete with French doors leading into a 300 sq. ft. polygonal bay room where you’ll enjoy breathtaking sunrises and water views. The kitchen and dining areas feature cathedral ceilings, a large island with additional seating for five, and access to the large lake facing deck. The living room includes a natural gas fireplace for winter evenings, and french door access to the bay room. Two additional bedrooms, one with direct access to the back deck, along with a second full bath and large laundry room complete this level. Upstairs offers more cathedral ceilings with space to relax and entertain: an additional bedroom, full bath, wet bar, game room, family room, generous storage areas, and more breathtaking water views. The large lot provides expansive green for outdoor play along with a 42x32 pole barn featuring 13 ft sidewalls, concrete approach and floors, two overhead doors, and 100-amp service panel. Eight Point Lake is known for excellent fishing, water recreation, sandbar gatherings, golf cart rides, summer concerts, and holiday events, including the July 4th 5k and Labor Day fireworks. Whether for seasonal use or year-round living, this home offers a great opportunity to enjoy all that lake living has to offer.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
Farwell Elementary SchoolGrades PK-310.3 mi
7/10
Farwell High SchoolGrades 8-1210.5 mi
4/10
Farwell Middle SchoolGrades 4-710.5 mi

Construction

Condition

  • Year built: 1999

Materials

  • Foundation: Poured Concrete
  • Roof: Asphalt
  • Construction materials: Block,2x6 Framing,Frame,Steel Siding,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Oven/Range,Disposal,Dishwasher,Microwave,Water Softener Owned,Washer,Dryer,Exhaust Fan,Gas Water Heater
  • Laundry features: Main Level

Bedroom2

  • Level: Main
  • Area: 180

Bedroom3

  • Level: Main
  • Area: 180

Bedroom4

  • Level: Upper
  • Area: 204

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 121

Family Room

  • Level: Upper
  • Area: 420

Features

  • Cathedral Ceiling(s),Bookcases,Entrance Foyer,Walk-In Closet(s),Wet Bar,Pantry,Solarium/Sun Room,Solid Surface Counters,Kitchen Island,Den/Study,Drywall,Ceiling Fan(s),High Speed Internet,Cable TV
  • Window features: Skylight(s),Blinds
  • Flooring: Carpet,Tile,Luxury Vinyl Plank
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,062

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,062
  • Total interior livable area: 3,062 sqft

Kitchen

  • Level: Main
  • Area: 208

Living Room

  • Level: Main
  • Area: 322

Master Bathroom

  • Features: Private

Master Bedroom

  • Level: Main
  • Area: 220

Property

Accessibility

  • Accessibility features: Accessible Elevator Installed,Handicap Access

Details

  • Parcel number: 01345001500/44101202
  • Zoning description: Residential
  • Other equipment: TV Antenna

Features

  • Levels: 2+ Story
  • Stories: 2
  • Patio & porch: Deck,Multi-Level Decking,Patio
  • Exterior features: Rain Gutters,Dock
  • Has spa: Yes
  • Spa features: Bath
  • Has view: Yes
  • View description: Water
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Inland Lake,All Sports,Sandy Bottom,Lake
  • Waterbody name: Eight Point Lake
  • Frontage type: Priv Frontage (Across Rd)
  • Frontage length: 25

Lot

  • Lot size: 0.50 Acres
  • Features: Cleared,Level,Landscaped,Subdivided
  • Lot size dimensions: 126 x 153 & 25 x 111

Parking

  • Total spaces: 2
  • Parking features: Attached,Drive Under/Built-In,Garage Door Opener,Paved,Heated Garage,Concrete Floors,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Lightning

FEMA Declared Disasters in Clare County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,403$40,836
Home Insurance *$676$8,112
Property Taxes $728$8,736
Electricity $333$4,007
Total$5,140$61,680
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$176,228/yr
40% on housing$154,200/yr
45% on housing$137,066/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$220This listing

vs Other Active Listings

Avg $/sqft

ZIP 48632$133
Clare County$139

vs Homes Sold Last Month

Median $/sqft

ZIP 48632
Clare County$113

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-19Price change$673,000
2026-01-20Price change$683,000
2025-10-01Listed for sale$693,000

For Sale by Agent

AgentBrian Wood
BrokerageKeller Williams of NM Signature Group

Similar Homes