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152 Hilda Dr, Farwell, MI, 48622

3beds
1baths
1,365sqft
$310,000
$227price/sqft
$2,360/moest. monthly cost
$94,400/yrincome needed

About This Home

Escape to your own private slice of Northern Michigan paradise! Tucked away on a peaceful cul-de-sac along a quiet cove, this charming cottage on Lake 13 offers the quintessential lakefront lifestyle. Completely move-in ready, this 3-bedroom, 1-bathroom home features 1,365 square feet of comfortable, beautifully maintained living space. Step inside to discover an inviting open layout designed for easy everyday living and entertaining. Expansive windows flood the interior with natural light while perfectly framing picturesque, year-round water views. The outdoor space is just as spectacular. Step outside to a spacious, sprawling yard that is perfect for summer barbecues, lawn games, or simply relaxing by the water's edge. A large detached two-car garage provides abundant storage for all your lake toys, tools, and hobbies. Located in beautiful Farwell, MI, this home perfectly balances secluded relaxation with everyday convenience. Whether you are looking for a year-round residence or a seasonal getaway, don’t miss this rare opportunity to own a turnkey cottage on the lake!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

4/10
Farwell Middle SchoolGrades 4-71.8 mi
7/10
Farwell High SchoolGrades 8-121.8 mi
4/10
Farwell Elementary SchoolGrades PK-31.8 mi

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Slab
  • Roof: Asphalt
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Oven/Range,Washer,Dryer
  • Laundry features: Main Level

Bedroom2

  • Level: Main
  • Area: 72

Bedroom3

  • Level: Main
  • Area: 72

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 96

Features

  • Walk-In Closet(s)
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 1,365

Heating

  • Heating features: Forced Air,Wall Furnace,Natural Gas

Interior Area

  • Total structure area: 1,365
  • Total interior livable area: 1,365 sqft

Kitchen

  • Level: Main
  • Area: 126

Living Room

  • Level: Main
  • Area: 168

Master Bathroom

  • Features: None

Master Bedroom

  • Level: Main
  • Area: 224

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 01476027
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Dock
  • Has view: Yes
  • View description: Water
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: All Sports
  • Waterbody name: Lake Thirteen
  • Frontage length: 64

Lot

  • Lot size: 0.34 Acres
  • Features: Other,Metes and Bounds,Cul-De-Sac
  • Lot size dimensions: 64 x 162 x 84 x 197

Parking

  • Total spaces: 2
  • Parking features: Detached,Gravel
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Lightning
Hail
Tornado

FEMA Declared Disasters in Clare County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,567$18,804
Home Insurance *$350$4,200
Property Taxes $255$3,060
Electricity $188$2,259
Total$2,360$28,320
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,914/yr
40% on housing$70,800/yr
45% on housing$62,933/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$227This listing

vs Other Active Listings

Avg $/sqft

ZIP 48622$281
Clare County$139

vs Homes Sold Last Month

Median $/sqft

ZIP 48622
Clare County$113

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Listed for sale$318,000
2026-04-29Pending sale$318,000
2026-04-23Listed for sale$318,000
2026-04-18Pending sale$318,000
2026-04-07Price change$318,000
2026-03-04Listed for sale$324,900
2014-09-12Sold$42,000

For Sale by Agent

AgentThomas Webb
BrokerageWebb Property Group

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