19488 County Road 125, Park Rapids, MN, 56470
About This Home
Built in 2020, this exceptional lakefront property sits on 18 pristine acres with an impressive 650 feet of lakeshore, perfectly positioned between Park Rapids and Menahga. Whether you're searching for a year-round residence, a seasonal getaway, or an income-producing short-term rental, this property delivers it all. The main cabin features a well-appointed 1-bedroom, 1-bath layout with quality finishes designed for comfortable everyday living, while a detached garage provides ample storage for vehicles, watercraft, and recreational gear. A charming separate guest cabin adds flexibility for hosting family and friends, and the private sauna and gazebo offer the perfect way to unwind after a day on the lake or a long week at work. With newer 2020 construction, you get the character of a classic Northwoods retreat without the maintenance concerns of an older property. Properties combining acreage, lakeshore, and a complete recreational setup like this rarely come to market — this is a rare opportunity to own a truly versatile piece of Minnesota lake country.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2020
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Basement
- Basement: None
Bedroom
- Level: Main
- Area: 132
- Dimensions: 12x11
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- 3/4 bathrooms: 1
Features
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,536
Heating & Cooling
- Heating features: Ductless Mini-Split,Fireplace(s),In-Floor Heating
- Cooling features: Ductless Mini-Split
Interior Area
- Total structure area: 1,536
- Total interior livable area: 1,536 sqft
Kitchen
- Level: Main
- Area: 108
- Dimensions: 12x9
Laundry
- Level: Main
- Area: 48
- Dimensions: 8x6
Living Room
- Level: Main
- Area: 252
- Dimensions: 18x14
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 130095001
- Zoning description: Residential-Single Family
- Foundation area: 768
Features
- Levels: Two
- Stories: 2
- On waterfront: Yes
- Waterfront features: Lake Front
- Frontage length: Water Frontage: 650
Lot
- Lot size: 18.08 Acres
- Lot size dimensions: 330 x 2500 x IRR
Parking
- Total spaces: 1
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Drought
- Hail
- Inland Flooding
- Strong Wind
- Tornado
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Becker County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,118 | $25,416 |
| Home Insurance * | $241 | $2,892 |
| Property Taxes | $169 | $2,028 |
| Electricity | $170 | $2,050 |
| Total | $2,698 | $32,376 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-05 | Listed for sale | $419,000 |
| 2018-11-16 | Sold | $83,000 |
| 2018-09-28 | Pending sale | $97,500 |
| 2018-08-15 | Price change | $97,500 |
| 2018-07-12 | Listed for sale | $109,900 |
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