821 Cotey St, Cadillac, MI, 49601
About This Home
Great investment property with a steady tenant of over 30 years in the upper unit. The lower unit is ready for your vision; move in or rent it the choice is yours. This property is conveniently located to all the amenities.
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1900
Materials
- Roof: Metal
- Construction materials: Frame,Wood Siding
Type & Style
- Home type: MultiFamily
- Property subType: Multi Family
Interior
Appliances
- Appliances included: Refrigerator,Oven/Range,Gas Water Heater
- Laundry features: Laundry Hook-up
Basement
- Has basement: Yes
- Basement: Full,Michigan Basement,Exterior Entry,Unfinished
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
Features
- Bookcases
- Fireplace features: None
Heating
- Heating features: Forced Air,Natural Gas
Interior Area
- Total structure area: 1,250
- Total interior livable area: 1,250 sqft
Property
Accessibility
- Accessibility features: Handicap Access,Covered Entrance,Accessible Approach with Ramp
Details
- Parcel number: 100480010600
- Attached to another structure: Yes
- Zoning description: Residential,Multi-Family
Features
- Levels: Two
- Stories: 2
- Patio & porch: Porch,Covered
- Exterior features: Sidewalk
- Waterfront features: None
Lot
- Lot size: 7,405 sqft
- Lot size dimensions: 50 x 144
Parking
- Parking features: One Car,Detached
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Wexford County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $776 | $9,312 |
| Home Insurance * | $76 | $912 |
| Property Taxes | $135 | $1,620 |
| Electricity | $188 | $2,259 |
| Total | $1,175 | $14,100 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-06 | Listed for sale | $160,000 |
| 2025-12-01 | Listing removed | $160,000 |
| 2025-05-31 | Listed for sale | $160,000 |
| 2023-06-08 | Sold | $130,000 |
| 2023-05-08 | Contingent | $130,000 |
| 2023-04-20 | Listed for sale | $130,000 |
| 2023-04-13 | Listing removed | -- |
| 2023-01-11 | Listing removed | $92,500 |
| 2021-04-12 | Sold | $82,000 |
| 2021-03-03 | Pending sale | $92,500 |
| 2021-03-02 | Contingent | $92,500 |
| 2020-10-07 | Listed for sale | $92,500 |
| 2020-10-05 | Listing removed | $700 |
| 2020-09-28 | Listed for rent | $700 |
| 2015-11-06 | Sold | $40,000 |
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