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341 Evergreen Hills Rd, Cottageville, WV, 25239

3beds
2baths
1,108sqft
$240,000
$217price/sqft
$2,130/moest. monthly cost
$85,200/yrincome needed

About This Home

Located in the heart of Evergreen Hills, this home offers 3 bedrooms, 2 full bathrooms, and a spacious kitchen with custom birch cabinets and tile flooring. Beautiful hardwood floors lie under the carpet, awaiting to be refinished, if desired. Additional features include a basement, two covered porches, a detached garage, and a brand-new metal roof installed in 2025. Built in 1963, the home has been lovingly maintained by the same owner for 60 years. The basement is ready to become a cozy second living area —it already has a wood-burning stove and beautiful French doors opening to the patio. Off the kitchen, a second porch overlooks just under an acre of peaceful scenery. With easy access to town only 15 minutes away, this quiet neighborhood is the perfect place to create your own little oasis. Must show proof of funds or loan pre-qualification before viewing. Call or text 304-532-9945 or 304-532-4011 for more information or to schedule a viewing.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

9/10
5/10
Ripley Middle SchoolGrades 6-87.8 mi
10/10
Ripley High SchoolGrades 9-127.9 mi

Construction

Condition

  • Year built: 1963

Materials

  • Roof: Metal
  • Construction materials: Metal

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Range / Oven

Basement

  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Tile,Carpet,Hardwood,Linoleum / Vinyl

Heating & Cooling

  • Heating features: Heat pump,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,108 sqft

Property

Details

  • Parcel number: 1806010A01010000

Features

  • Exterior features: Vinyl

Lot

  • Lot size: 0.95 Acres

Parking

  • Total spaces: 1
  • Parking features: Garage - Detached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Heat Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across West Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$586$7,032
Property Taxes $150$1,800
Electricity $181$2,178
Total$2,130$25,560
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,028/yr
40% on housing$63,900/yr
45% on housing$56,800/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: -7.1%
-7.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$217This listing

vs Other Active Listings

Avg $/sqft

ZIP 25239$193
Jackson County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 25239$24
Jackson County$73

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-11Listed for sale$240,000

For Sale by Owner

AgentJackie Whitney Parrish

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