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10920 Pillsbury Cir SW, Nisswa, MN, 56468

5beds
3baths
4,318sqft
$749,900
$174price/sqft
$4,745/moest. monthly cost
$189,800/yrincome needed

About This Home

The Retreat at Pillsbury Forest — Executive Craftsman-style home tucked away on 2.79 private acres adjoining Pillsbury State Forest. Set in a serene executive neighborhood, this custom-built home offers the perfect blend of wooded privacy, refined finishes, and access to the best of the Brainerd Lakes Area—just minutes from hiking trails, paved walking paths, championship golf, and near Madden’s and Cragun’s resorts. Built in 2010, this luxury home features 5 bedrooms and 3 bathrooms, including a main-level primary ensuite designed for comfort and relaxation. The ensuite bathroom offers a spa-like setting with a large soaking tub with a peaceful view, dual-sink vanity, tiled walk-in shower, and walk-in closet. The main living area is warm, open, and inviting, with the kitchen, dining, and gathering spaces flowing together for easy entertaining. A striking floor-to-ceiling stone, wood-burning fireplace anchors the room, while gorgeous reclaimed oak hardwood floors, custom knotty alder built-ins, and vaulted ceilings add timeless character. The gourmet kitchen offers stainless steel appliances, a copper sink, concrete countertops, generous storage, and a casual breakfast bar that connects beautifully to the dining area. Just off the kitchen, the newly added 4-season sunroom is a true retreat in every season. Surrounded by windows and views galore, this peaceful space features dimmable lighting, a beautiful gas fireplace, a spectacular granite hearth, a custom wood mantel, and white shiplap walls that continue the cozy Up North feel. The outdoor spaces are just as inviting, with thoughtfully designed landscaping that complements the natural wooded setting. Enjoy morning coffee, quiet evenings, or a warm welcome for guests from the covered front porch. Raised garden beds offer space for flowers, herbs, or fresh seasonal vegetables, while the outdoor fire pit creates the perfect place to gather under the stars, relax after a day on the trails, or enjoy peaceful evenings surrounded by nature. With multiple living spaces, a home office, theater room, 24x24 insulated and heated attached garage, and an additional 24x24 detached garage, this property offers comfort, function, and flexibility. The Retreat at Pillsbury Forest is a rare opportunity to enjoy luxury living, natural beauty, and everyday convenience in one exceptional setting.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

8/10
5/10
Pillager Middle SchoolGrades 5-86.0 mi
7/10
Pillager SecondaryGrades 9-126.0 mi

Construction

Condition

  • Year built: 2010

Materials

  • Roof: Age Over 8 Years
  • Construction materials: Frame,ICFs (Insulated Concrete Forms)

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Dryer,Exhaust Fan,Water Filtration System,Microwave,Refrigerator,Stainless Steel Appliance(s),Tankless Water Heater,Wall Oven,Washer,Water Softener Owned
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Number of fireplaces: 2
  • Fireplace features: Family Room,Masonry,Gas,Stone,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 1,700
  • Finished area above ground: 2,618

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s),Zoned
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,408
  • Total interior livable area: 4,318 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 144360130
  • Zoning description: Residential-Single Family
  • Foundation area: 1790

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Front Porch

Lot

  • Lot size: 2.79 Acres
  • Features: Irregular Lot,Property Adjoins Public Land,Tree Coverage - Heavy
  • Lot size dimensions: 271 x 655 x 537 x 174

Parking

  • Total spaces: 4
  • Parking features: Attached,Detached Garage,Asphalt,Garage,Heated Garage,Insulated Garage,Multiple Garages
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters in Cass County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,791$45,492
Home Insurance *$248$2,976
Property Taxes $342$4,104
Electricity $364$4,370
Total$4,745$56,940
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$162,685/yr
40% on housing$142,350/yr
45% on housing$126,533/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$174This listing

vs Other Active Listings

Avg $/sqft

ZIP 56468$384
Cass County$206

vs Homes Sold Last Month

Median $/sqft

ZIP 56468$292
Cass County$210

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Listed for sale$749,900
2026-08-10Pending sale$749,900
2026-07-30Price change$749,900
2026-06-20Listed for sale$775,000
2013-07-11Sold$479,500
2010-11-02Sold$48,000

For Sale by Agent

AgentRanda Haug
BrokeragePemberton RE

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