




3912 4th St NW, Backus, MN, 56435
About This Home
Watch the Pine River in perfect harmony with Lind Lake as the sun rises over Backus every morning. This is the spot. Explore the lake and river from a home that's free of heavy shoreline pressure and activity like many other lakes. The home has been extensively updated to reflect a clean, modern interior while preserving the character expected in a true lake retreat. New flooring runs through the main living areas, complemented by updated windows that draw in natural light and frame the surrounding woods and water. The kitchen features new cabinetry, granite countertops, new appliances, while fresh paint and updated lighting carry throughout the home. A walkout lower level adds flexible living space, and the primary suite connects directly to the deck, creating a seamless transition to the outdoors and elevated lake views. The exterior continues to perform with a fenced yard, separate 3-stall and single-stall garages, and a series of recent improvements across all structures. A wooded roadway extends from the home down to the shoreline, where a new dock and boardwalk provide easy access to Lind Lake, which is well known for its fishing and fed directly by the Pine River. With a balance of privacy, usability, and updated features, this property presents a compelling opportunity for lakefront ownership in the Backus area.
Getting Around
Schools
Construction
Condition
- Year built: 2001
Materials
- Roof: Metal
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s)
- Laundry features: In Hall,Main Level
Basement
- Has basement: Yes
- Basement: Block,Egress Window(s),Finished,Full,Sump Pump,Walk-Out Access
Bathroom
- Level: Main
- Area: 65
- Dimensions: 5x13
Bedroom
- Level: Main
- Area: 152.1667
- Dimensions: 11x13'10"
Bedroom2
- Level: Main
- Area: 134.5486
- Dimensions: 10'5"x12'11"
Bedroom3
- Level: Lower
- Area: 144.2292
- Dimensions: 10'9"x13'5"
Bedroom4
- Level: Lower
- Area: 124.1667
- Dimensions: 10x12'5"
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Fireplace features: Electric
- Finished area below ground: 1,232
- Finished area above ground: 1,232
Great Room
- Level: Lower
- Area: 494
- Dimensions: 19x26
Heating & Cooling
- Heating features: Boiler,Forced Air,Fireplace(s),In-Floor Heating
- Cooling features: None
Interior Area
- Total structure area: 2,464
- Total interior livable area: 2,464 sqft
Kitchen
- Level: Main
- Area: 144
- Dimensions: 10x14.4
Laundry
- Level: Main
- Area: 57
- Dimensions: 6x9'6"
Living Room
- Level: Main
- Area: 144
- Dimensions: 10x14.4
Utility Room
- Level: Lower
- Area: 63
- Dimensions: 7x9
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 340283400
- Zoning description: Residential-Single Family
- Foundation area: 1232
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck
- Fencing: Chain Link
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Lake Front,Waterfront Elevation(26-40),Lake Bottom(Soft,Weeds)
- Frontage length: Water Frontage: 287
Lot
- Lot size: 3.40 Acres
- Features: Tree Coverage - Medium
- Lot size dimensions: 287 x 465 x 230 x 670
Parking
- Total spaces: 4
- Parking features: Detached Garage,Gravel,Multiple Garages
- Has garage: Yes
- Attached garage spaces: 4
- Covered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Winter Weather
- Inland Flooding
- Lightning
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Cass County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,477 | $29,724 |
| Home Insurance * | $243 | $2,916 |
| Property Taxes | $182 | $2,184 |
| Electricity | $207 | $2,493 |
| Total | $3,109 | $37,308 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-12 | Price change | $519,000 |
| 2026-04-04 | Listed for sale | $529,000 |
| 2024-11-12 | Sold | $445,000 |
| 2024-10-23 | Pending sale | $499,000 |
| 2024-09-15 | Price change | $499,000 |
| 2024-08-18 | Price change | $514,000 |
| 2024-07-15 | Listed for sale | $529,000 |
| 2024-06-28 | Listing removed | -- |
| 2024-05-18 | Price change | $565,000 |
| 2023-07-30 | Price change | $580,000 |
| 2023-06-30 | Listed for sale | $600,000 |
For Sale by Agent
