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162 Georgia Ave, Charles Town, WV, 25414

2beds
2baths
1,442sqft
$290,000
$201price/sqft
$2,031/moest. monthly cost
$81,240/yrincome needed

About This Home

Whether you're searching for your next home or a smart investment opportunity, this beautifully updated rancher in the desirable Patrick Henry Subdivision offers comfort, flexibility, and an unbeatable location. Situated just minutes from Route 340, commuting is a breeze, and you'll appreciate being within walking distance of two large shopping centers featuring grocery stores, restaurants, retail shops, and everyday conveniences to meet most, if not all, of your needs. Freshly painted throughout, this move-in-ready home features 2 official bedrooms, 1 full bath, and 1 half bath, along with numerous recent upgrades designed to give buyers peace of mind. The renovated kitchen boasts brand-new cabinetry, countertops, sink, pantry, and new appliances, while luxury vinyl plank flooring and new carpeting create a fresh, modern feel throughout the home. Both bathrooms have been updated with new toilets, and the full bath features a new vanity and sink. The 90% finished basement significantly expands the home's living space with newly finished square footage, including a spacious recreation room and a separate bonus room. While the home is officially a two-bedroom, these finished spaces provide exceptional flexibility and can easily accommodate a home office, fitness room, playroom, media room, hobby space, guest area, or other uses to suit your lifestyle. Recreation room has a walkout to the fenced back yard. Additional improvements include an insulated one-car garage with a new garage door opener, a radon mitigation system, high-speed internet availability, and a new roof installed in 2023. Outside, enjoy a fully fenced backyard complete with a large 12' × 16' storage shed, providing plenty of room for outdoor activities, gardening, or extra storage. With its extensive updates, flexible finished living space, and convenient location, this property offers exceptional value and is truly move-in ready for its next owners.

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

4/10
6/10
Wildwood Middle SchoolGrades 6-83.7 mi
7/10
Jefferson High SchoolGrades 9-123.4 mi

Construction

Condition

  • Year built: 1992

Materials

  • Foundation: Permanent,Active Radon Mitigation,Concrete Perimeter
  • Roof: Asphalt,Shingle
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2020

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Microwave,Cooktop,Stainless Steel Appliance(s),Washer,Dryer,Water Heater,Electric Water Heater
  • Laundry features: Has Laundry,In Basement,Washer In Unit,Dryer In Unit

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway,Exterior Entry,Full,Partially Finished,Walk-Out Access

Bathroom1

  • Level: Main
  • Area: 50
  • Dimensions: 5 X 10

Bedroom2

  • Features: Flooring - Carpet
  • Level: Main
  • Area: 150
  • Dimensions: 15 X 10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Bonus Room

  • Level: Lower
  • Area: 160
  • Dimensions: 16 X 10

Dining Room

  • Features: Flooring - Vinyl
  • Level: Main
  • Area: 80
  • Dimensions: 8 X 10

Family Room

  • Features: Flooring - Carpet
  • Level: Lower
  • Area: 418
  • Dimensions: 22 X 19

Features

  • Combination Kitchen/Dining,Entry Level Bedroom
  • Door features: Sliding Glass
  • Flooring: Carpet,Luxury Vinyl
  • Finished area below ground: 683
  • Finished area above ground: 759

Half Bath

  • Level: Main
  • Area: 18
  • Dimensions: 3 X 6

Heating & Cooling

  • Heating features: Baseboard,Electric
  • Cooling features: Ceiling Fan(s),Window Unit(s),Electric

Interior Area

  • Total structure area: 1,518
  • Total interior livable area: 1,442 sqft

Kitchen

  • Features: Flooring - Vinyl
  • Level: Main
  • Area: 110
  • Dimensions: 11 X 10

Living Room

  • Features: Flooring - Carpet
  • Level: Main
  • Area: 195
  • Dimensions: 13 X 15

Primary Bedroom

  • Features: Flooring - Carpet
  • Level: Main
  • Area: 156
  • Dimensions: 13 X 12

Utility Room

  • Level: Lower
  • Area: 110
  • Dimensions: 11 X 10

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 02 8B008100000000
  • Zoning: 101
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Porch
  • Exterior features: Storage

Lot

  • Lot size: 6,970 sqft

Parking

  • Total spaces: 3
  • Parking features: Garage Door Opener,Inside Entrance,Garage Faces Front,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across West Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,466$17,592
Home Insurance *$99$1,188
Property Taxes $285$3,420
Electricity $181$2,178
Total$2,031$24,372
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,634/yr
40% on housing$60,930/yr
45% on housing$54,160/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$201This listing

vs Other Active Listings

Avg $/sqft

ZIP 25414$203
Jefferson County$203

vs Homes Sold Last Month

Median $/sqft

ZIP 25414$178
Jefferson County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Contingent$279,990
2026-08-06Price change$279,990
2026-07-23Listed for sale$290,000
2006-08-25Sold$195,000

For Sale by Agent

AgentAdam Brand
BrokeragePearson Smith Realty, LLC

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