450 Stoneridge Ln NE, Owatonna, MN, 55060
About This Home
**Affordable one-level living!** This one level floor plan features an attached 3-car garage and an open-concept layout connecting the living room, dining area, and kitchen. The kitchen includes granite countertops, stainless steel appliances, soft-close drawers, a pantry, and a tile backsplash. The private primary suite offers a walk-in shower, dual sinks, and a spacious walk-in closet. Additional features include quartz countertops in the bathrooms, a convenient laundry/mudroom off the garage entrance, and many other quality finishes throughout. Ask about the **1-0 Preferred Lender-Paid Rate Buydown** and **Construction Loan Programs**. Listing photos are of a previously completed model.
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- New construction: Yes
- Year built: 2026
Materials
- Roof: Asphalt
- Construction materials: ICFs (Insulated Concrete Forms)
Other
- Builder name: PEKA HOMES LLC
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Range,Refrigerator
- Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup
Basement
- Basement: None
Bedroom
- Level: Main
Bedroom2
- Level: Main
Bedroom3
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
Dining Room
- Level: Main
Features
- Finished area below ground: 0
- Finished area above ground: 1,572
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,572
- Total interior livable area: 1,572 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Mud Room
- Level: Main
Property
Accessibility
- Accessibility features: No Stairs External,No Stairs Internal
Details
- Parcel number: 175740515
- Zoning description: Residential-Single Family
- Foundation area: 1572
Features
- Levels: One
- Stories: 1
Lot
- Lot size: 0.26 Acres
- Lot size dimensions: 130 x 88
Parking
- Total spaces: 3
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Inland Flooding
- Winter Weather
- Drought
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Steele County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,946 | $23,352 |
| Home Insurance * | $293 | $3,516 |
| Property Taxes | $491 | $5,892 |
| Electricity | $170 | $2,050 |
| Total | $2,900 | $34,800 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-11 | Pending sale | $384,900 |
| 2026-06-29 | Listed for sale | $384,900 |
| 2025-11-24 | Sold | $37,500 |
| 2023-09-26 | Sold | $37,500 |
| 2021-03-26 | Sold | $34,250 |
| 2021-02-17 | Pending sale | $35,250 |
| 2019-02-18 | Listed for sale | $35,250 |
| 2018-12-21 | Listing removed | $35,250 |
| 2018-02-05 | Listed for sale | $35,250 |
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