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1552 Eagle Ridge St NE, Owatonna, MN, 55060

2beds
2baths
1,709sqft
$394,900
$231price/sqft
$2,901/moest. monthly cost
$116,040/yrincome needed

About This Home

Exceptional design and meticulous upkeep are evident throughout this beautifully maintained home. The open-concept kitchen and living area creates a warm, welcoming space, highlighted by a cozy fireplace, expansive windows, and a beautifully appointed kitchen featuring abundant cabinetry, generous counter space, and a spacious center island with ample seating. The private owner’s suite offers a relaxing retreat with an ensuite bath and generous walk-in closet, while a guest bedroom, full guest bath, and large laundry room provide both comfort and convenience. Designed for effortless one-level living, this stunning free-standing patio home offers true accessibility with no steps from the driveway, garage, patio, or front entry. Recent owner upgrades—including epoxy-coated garage and patio surfaces, a heated garage, water softener, permanent garage shelving, upgraded security front door, and patio privacy fence—add exceptional comfort, functionality, and value. Enjoy all the benefits of association-maintained living, with lawn care, snow removal, and trash service all included—giving you more time to simply enjoy your home. Schedule your private showing today and see firsthand everything this beautiful home has to offer. Seller agrees to pay and provide for one (1) full year of Association dues on behalf of Buyer, with the one-year Association dues included at Seller’s expense.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

5/10
6/10
8/10

Construction

Condition

  • Year built: 2021

Materials

  • Roof: Age 8 Years or Less,Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range,Refrigerator,Washer
  • Laundry features: Laundry Room,Main Level

Basement

  • Basement: None

Bedroom

  • Level: Main
  • Area: 201.15
  • Dimensions: 13.5X14.9

Bedroom2

  • Level: Main
  • Area: 157.62
  • Dimensions: 11.1X14.2

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,709

Heating & Cooling

  • Heating features: Ductless Mini-Split,In-Floor Heating
  • Cooling features: Ductless Mini-Split

Interior Area

  • Total structure area: 1,709
  • Total interior livable area: 1,709 sqft

Kitchen

  • Level: Main
  • Area: 511.52
  • Dimensions: 27.8X18.4

Laundry

  • Level: Main
  • Area: 94.17
  • Dimensions: 12.9X7.3

Living Room

  • Level: Main
  • Area: 303.6
  • Dimensions: 25.3X12

Property

Accessibility

  • Accessibility features: Doors 36"+,No Stairs External,No Stairs Internal,Partially Wheelchair

Details

  • Parcel number: 176120105
  • Zoning description: Residential-Single Family
  • Foundation area: 1709

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Fencing: Partial

Lot

  • Lot size: 4,268 sqft
  • Features: Tree Coverage - Light
  • Lot size dimensions: 52 x 83

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete,Garage Door Opener,Heated Garage,Insulated Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Hail
Inland Flooding
Winter Weather

FEMA Declared Disasters in Steele County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,996$23,952
Home Insurance *$301$3,612
Property Taxes $434$5,208
Electricity $170$2,050
Total$2,901$34,812
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,462/yr
40% on housing$87,030/yr
45% on housing$77,360/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$231This listing

vs Other Active Listings

Avg $/sqft

ZIP 55060$141
Steele County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 55060$145
Steele County$128

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-06Price change$394,900
2026-06-03Price change$409,900
2026-05-18Listed for sale$419,900
2022-07-25Sold$385,700
2022-06-13Pending sale$384,900
2022-05-13Listed for sale$384,900
2021-08-02Sold$31,900
2021-07-08Price change$31,900
2021-07-05Listed for sale$29,900
2021-04-02Listing removed--
2018-04-18Listed for sale$29,900

For Sale by Agent

AgentJeremy Miller
BrokerageEdina Realty, Inc.

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