




312 E Gay St, Warrensburg, MO, 64093
About This Home
Step into timeless charm with this beautifully maintained historic home ideally located near the University of Central Missouri and Whiteman Air Force Base. Offering over 2,000 square feet of living space, this four-bedroom, two-bath residence blends classic character with meaningful modern updates, creating a home that is both inviting and functional. From the moment you walk in, you’ll notice the soaring ceilings, oversized windows, and spacious living areas that give the home an open, airy feel. Rich hardwood floors, thoughtfully treated and restored on both the first and second levels, add warmth and authenticity, while unique features like the butler’s pantry bring a touch of old-world charm that’s hard to find. This home has been carefully updated with major improvements already completed, including a new furnace, a new roof with updated shingles, and an HVAC system that was replaced in 2018. The remodeled master bathroom offers a fresh, modern feel, while new stairs, updated doors, and all-new hardware and fixtures elevate the home throughout. Fresh paint and updated lighting complete the polished, move-in-ready interior. Outside, the large fenced yard provides both privacy and room to spread out, enhanced by a new pressure-treated privacy fence in both the front and back. The front deck has been reinforced and newly painted, creating a welcoming space to relax, and a new back door with updated hardware adds both convenience and style. A detached garage offers additional storage and functionality, while the kitchen features a new stove and stainless steel appliances ready for everyday living. Full of character, space, and thoughtful updates, this home offers a rare opportunity to enjoy the charm of an older property with the comfort of modern improvements.
Getting Around
Schools
Construction
Condition
- Year built: 1920
Materials
- Roof: Composition
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Full,Unfinished
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 2,079
Heating & Cooling
- Heating features: Electric,Natural Gas
- Cooling features: Electric
Interior Area
- Total structure area: 2,079
- Total interior livable area: 2,079 sqft
Property
Details
- Parcel number: 12602404004003000
Lot
- Lot size: 9,380 sqft
Parking
- Total spaces: 1
- Parking features: Detached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Heat Wave
- Ice Storm
- Winter Weather
- Hail
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,087 | $13,044 |
| Home Insurance * | $195 | $2,340 |
| Property Taxes | $123 | $1,476 |
| Electricity | $158 | $1,905 |
| Total | $1,563 | $18,756 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-06 | Price change | $249,000 |
| 2026-04-22 | Price change | $259,000 |
| 2026-04-08 | Listed for sale | $269,000 |
| 2023-02-13 | Sold | -- |
| 2023-01-13 | Pending sale | $189,000 |
| 2022-10-19 | Price change | $189,000 |
| 2022-09-01 | Listed for sale | $200,000 |
| 2021-06-25 | Sold | -- |
| 2021-05-02 | Pending sale | $149,900 |
| 2021-04-30 | Listed for sale | $149,900 |
