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206 N Elm St, Holden, MO, 64040

--beds
2baths
--sqft
$260,000
--price/sqft
$1,802/moest. monthly cost
$72,080/yrincome needed

About This Home

This well-maintained duplex features two 3-bedroom, 2-bathroom units, making it perfect for owner-occupants or investors. Unit A is currently leased at $890/month through 08/31/2026, providing immediate income, while Unit B is vacant, giving buyers the flexibility to live in one unit and rent the other or rent both for additional income. Both units are in very good condition, with the primary item to note being a water line issue in Unit B; a contractor bid has been obtained for reference. Property taxes were $1,801 in 2025. For questions, please contact listing agent Madison Alexander at 660-454-0031 or madison@brooksrealty.us .

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

6/10
Holden Elementary SchoolGrades PK-51.3 mi
3/10
Holden Middle SchoolGrades 6-81.3 mi
4/10
Holden High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 2006

Materials

  • Roof: Composition
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex

Interior

Appliances

  • Laundry features: Utility Room

Bedrooms & Bathrooms

  • Bathrooms: 2

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Property

Details

  • Parcel number: 17101102010000501
  • Zoning: sf1

Features

  • Exterior features: Private Entrance

Lot

  • Lot size: 0.28 Acres

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather
Drought
Hail

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$198$2,376
Property Taxes $149$1,788
Electricity $141$1,693
Total$1,802$21,624
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,782/yr
40% on housing$54,060/yr
45% on housing$48,053/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 64040$148
Johnson County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 64040$177
Johnson County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-30Listed for sale$260,000
2022-05-11Sold--
2022-03-28Pending sale$219,000
2022-01-12Listed for sale$219,000
2022-01-02Contingent$219,000
2021-12-13Listed for sale$219,000
2021-04-16Sold--
2021-03-22Contingent$165,000
2021-03-22Listed for sale$165,000
2012-07-19Sold--

For Sale by Agent

AgentMadison Alexander
BrokerageBrooks Realty Group LLC

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