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902 S Pine St, Holden, MO, 64040

3beds
2baths
1,409sqft
$260,000
$185price/sqft
$1,802/moest. monthly cost
$72,080/yrincome needed

About This Home

This home is what you have been waiting for! This home doesn't just have a cute exterior. As you walk in you will see the character that this home has with its arched walk ways but you get the modern updates. This home got a complete makeover from a massive kitchen with new cabinets and countertops and an addition that adds nearly 500 sq ft providing a dining room, wide stairwell, and private bedroom with ensuite bathroom. Everything is new from the windows, HVAC system, water heater, sump pump, kitchen, paint, flooring, and so much more! The new large deck overlooks the over 1 acre of peaceful land that you have. The detached 2 car garage provides space to work and plenty of storage as well. Come check out this charming home that combines character with the modernization that you desire.

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

6/10
Holden Elementary SchoolGrades PK-50.6 mi
3/10
Holden Middle SchoolGrades 6-80.6 mi
4/10
Holden High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Composition
  • Construction materials: Frame,Stone & Frame,Stone Trim

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Laundry Closet,Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished,Sump Pump

Bathroom2

  • Level: Main

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main

Features

  • Pantry
  • Flooring: Carpet,Luxury Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,409

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,409
  • Total interior livable area: 1,409 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bathroom

  • Level: Second

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 171.011003045004.00

Features

  • Patio & porch: Deck

Lot

  • Lot size: 1.02 Acres
  • Features: Acreage,City Lot,Corner Lot

Parking

  • Total spaces: 2
  • Parking features: Detached,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather
Drought
Hail

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$198$2,376
Property Taxes $149$1,788
Electricity $141$1,693
Total$1,802$21,624
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,782/yr
40% on housing$54,060/yr
45% on housing$48,053/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 64040$148
Johnson County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 64040$177
Johnson County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Listed for sale$300,000
2025-08-21Sold--
2025-07-21Pending sale$95,000
2025-07-15Listed for sale$95,000
2021-05-12Sold--
2021-05-04Pending sale$62,500
2021-05-03Listed for sale$62,500
2021-04-09Listing removed--
2021-01-12Price change$62,500
2021-01-08Price change$75,000
2021-01-08Listed for sale$62,500

For Sale by Agent

AgentRebekah Eaton
Brokerage1st Class Real Estate Summit

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