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2 Timber Ln, Harpers Ferry, WV, 25425

2beds
1baths
1,222sqft
$325,000
$266price/sqft
$2,219/moest. monthly cost
$88,760/yrincome needed

About This Home

Welcome home to this charming farmhouse nestled on a beautifully landscaped setting where timeless character meets everyday comfort. Relax with your morning coffee on the inviting covered front porch overlooking mature trees and perennial gardens, or unwind in the peaceful outdoor spaces designed for year-round enjoyment. Inside, you'll find warm hardwood floors, abundant natural light, and original architectural details throughout. The living room features custom built-in shelving and a cozy wood stove, creating the perfect gathering space on cool evenings. The formal dining room showcases rich wood ceilings and classic charm, ideal for entertaining family and friends. The bright country kitchen offers granite countertops, updated cabinetry, decorative tile accents, generous prep space, and picturesque views from every window. An adjoining breakfast nook provides the perfect spot for casual dining. Upstairs, the spacious primary bedroom offers beautiful pine flooring, multiple windows, and plenty of room to create a relaxing retreat. Additional bedrooms provide flexibility for family, guests, or a home office. The full bath blends tasteful updates with vintage appeal. Outside, the meticulously maintained grounds are surrounded by mature trees, flowering gardens, stone landscape borders, and open lawn space, creating a private park-like setting. Whether you're enjoying the covered porch, entertaining outdoors, or simply taking in the peaceful surroundings, this property offers a true escape from the everyday. Seller believes there is HOA access to the nearby Bakerton Quarry and Potomac River, providing residents with private access for swimming, kayaking, fishing, and outdoor recreation—a truly unique lifestyle feature that sets this property apart. This will be determined by a title search. Filled with warmth, character, and timeless appeal, this special home is ready for its next chapter. Schedule your showing today!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

8/10
7/10
Jefferson High SchoolGrades 9-123.5 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 1918

Materials

  • Foundation: Concrete Perimeter
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse/National Folk
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Washer,Dryer,Oven/Range - Electric,Refrigerator,Electric Water Heater
  • Laundry features: In Basement,Washer In Unit,Dryer In Unit

Basement

  • Features: Flooring - Concrete,Basement - Unfinished
  • Level: Lower

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished,Connecting Stairway

Bedroom2

  • Features: Flooring - Wood
  • Level: Upper
  • Area: 112
  • Dimensions: 8 X 14

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Flooring - Wood
  • Level: Main
  • Area: 182
  • Dimensions: 13 X 14

Features

  • Bathroom - Tub Shower,Built-in Features,Ceiling Fan(s),Floor Plan - Traditional,Formal/Separate Dining Room,Eat-in Kitchen,Beamed Ceilings,Wood Ceilings
  • Window features: Window Treatments
  • Flooring: Wood
  • Fireplace features: Wood Burning Stove
  • Finished area below ground: 0
  • Finished area above ground: 1,222

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Heat Pump,Electric

Interior Area

  • Total structure area: 1,222
  • Total interior livable area: 1,222 sqft

Kitchen

  • Features: Flooring - Wood,Granite Counters,Dining Area,Double Sink,Kitchen - Electric Cooking,Track Lighting,Ceiling Fan(s),Built-in Features
  • Level: Main
  • Area: 170
  • Dimensions: 10 X 17

Living Room

  • Features: Flooring - Wood,Ceiling Fan(s),Wood Stove,Built-in Features
  • Level: Main
  • Area: 210
  • Dimensions: 14 X 15

Primary Bedroom

  • Features: Flooring - Wood
  • Level: Upper
  • Area: 182
  • Dimensions: 13 X 14

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 04 3004000000000
  • Zoning: 101
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Patio & porch: Patio,Porch
  • Fencing: Partial,Back Yard,Split Rail
  • Has view: Yes
  • View description: Garden,Street

Lot

  • Lot size: 2.09 Acres
  • Features: Backs to Trees,Cleared,Landscaped,Vegetation Planting,Sloped

Parking

  • Parking features: Unassigned,Unpaved,Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Drought
Heat Wave
Lightning
Winter Weather

FEMA Declared Disasters Across West Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$129$1,548
Property Taxes $266$3,192
Electricity $181$2,178
Total$2,219$26,628
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,080/yr
40% on housing$66,570/yr
45% on housing$59,173/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$266This listing

vs Other Active Listings

Avg $/sqft

ZIP 25425$249
Jefferson County$202

vs Homes Sold Last Month

Median $/sqft

ZIP 25425$206
Jefferson County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-09Contingent$325,000
2026-07-31Listed for sale$325,000

For Sale by Agent

AgentJamie Watson
BrokerageBurch Real Estate Group, LLC

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