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520 N Union St, Fostoria, OH, 44830

4beds
4baths
3,228sqft
$180,000
$56price/sqft
$1,544/moest. monthly cost
$61,760/yrincome needed

About This Home

Fully Rented Triplex, plus stand-alone 4th unit. Many updates within!

Getting Around

67
WalkingSomewhat Walkable
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Crawl Space
  • Roof: Shingle
  • Construction materials: Aluminum Siding,Steel Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Water Heater,Dryer,Refrigerator,Washer
  • Laundry features: Other

Basement

  • Has basement: Yes
  • Basement: Partial,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4

Features

  • Other
  • Flooring: Carpet,Tile,Vinyl,Laminate

Heating & Cooling

  • Heating features: Electric,Forced Air,Radiant
  • Cooling features: None

Interior Area

  • Total structure area: 3,228
  • Total interior livable area: 3,228 sqft

Property

Details

  • Parcel number: P51010898480000

Lot

  • Lot size: 7,405 sqft
  • Features: Corner Lot,Level
  • Lot size dimensions: 7,588

Parking

  • Total spaces: 4
  • Parking features: Assigned,Parking Lot,Alley Access,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Hail
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $910$10,920
Home Insurance *$145$1,740
Property Taxes $143$1,716
Electricity $346$4,154
Total$1,544$18,528
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,937/yr
40% on housing$46,320/yr
45% on housing$41,173/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 4.2%
4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$56This listing

vs Other Active Listings

Avg $/sqft

ZIP 44830$90
Seneca County$109

vs Homes Sold Last Month

Median $/sqft

ZIP 44830$103
Seneca County$133

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Price change$180,000
2025-08-28Price change$220,000
2025-08-08Listed for sale$260,000
2019-07-01Sold$12,000
2006-08-21Sold$11,000

For Sale by Agent

AgentSammie Brown
BrokerageKeller Williams Citywide

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