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489 Hedges St, Tiffin, OH, 44883

5beds
3baths
--sqft
$265,000
--price/sqft
$1,916/moest. monthly cost
$76,640/yrincome needed

About This Home

Experience timeless elegance and modern comfort in this beautifully updated duplex in Tiffin with the two bedroom side rented. This spacious duplex offers a total of 5 bedrooms and 3 baths, situated on a generous 0.29-acre lot. Built with classic 1910 character and updated features throughout, the property blends historic charm with modern comfort. Both units showcase bright living spaces, tall ceilings, and a mix of beautifully finished wood-style flooring and tasteful updates. The kitchens include white cabinetry, butcher-block countertops, and dishwashers, making them highly appealing to renters. Multiple bedrooms and lofted spaces provide flexible layouts. A full basement is half finished and offers additional storage or potential future finishing. Outside, residents will appreciate the covered front porch, spacious yard, and convenient garage for off-street parking. The home is serviced by public water and sewer, and features forced-air heat and central air for year-round comfort. Located on a quiet street between Washington and Melmore, this property sits close to schools, local amenities, and downtown Tiffin—making it easy to attract strong, long-term tenants. Whether you're expanding your real estate portfolio or looking for a live-in investment, this duplex delivers income potential and timeless charm. Second apartment is rented and not shown in the pictures.

Getting Around

50
WalkingSomewhat Walkable
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

4/10
Krout Elementary SchoolGrades 1-30.2 mi
5/10
Tiffin Middle SchoolGrades 6-80.6 mi
5/10
Columbian High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1910

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex,Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Property

Details

  • Parcel number: Q53041298280000

Features

  • Levels: One and One Half

Lot

  • Lot size: 0.29 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Hail
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,339$16,068
Home Insurance *$172$2,064
Property Taxes $212$2,544
Electricity $193$2,320
Total$1,916$22,992
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,691/yr
40% on housing$57,480/yr
45% on housing$51,093/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 4.2%
4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 44883$118
Seneca County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 44883$140
Seneca County$133

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-08Price change$279,000
2025-11-26Price change$285,000
2025-11-25Listed for sale$279,900

For Sale by Agent

AgentJames A Panuto
BrokerageKeller Williams Greater Metropolitan

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