1424-3 1/2 St, Turtle Lake, WI, 54889
About This Home
Enjoy year-round lake living in this inviting cabin on 427-acre Upper Turtle Lake, a popular recreational and fishing lake in Northwest Wisconsin. Facing west, the home offers beautiful views across the water and memorable sunsets. The main level features two bedrooms, a bathroom, and comfortable living space. The walkout lower level includes a family room, laundry and utility rooms, a small workshop area, and a nonconforming bedroom without a window. Recent improvements include a new roof and select new windows in 2019, plus a new furnace in 2025. The property has a conventional septic system and a sand-point well. There is no garage, but there is potential space to build one up the hill near the road. Approximately 90 minutes from the Twin Cities, this property could make a wonderful year-round home or lake getaway at an entry-level price.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1964
Materials
- Roof: Age 8 Years or Less,Asphalt
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dryer,Range,Refrigerator,Washer
Basement
- Has basement: Yes
- Basement: Finished,Full,Walk-Out Access
Bathroom
- Level: Lower
- Area: 30
- Dimensions: 6x5
Bathroom
- Level: Main
- Area: 45
- Dimensions: 9x5
Bedroom
- Level: Main
- Area: 110
- Dimensions: 11x10
Bedroom2
- Level: Main
- Area: 143
- Dimensions: 11x13
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- 3/4 bathrooms: 1
- 1/2 bathrooms: 1
Bonus Room
- Level: Lower
- Area: 50
- Dimensions: 10x5
Bonus Room
- Level: Lower
- Area: 99
- Dimensions: 11x9
Dining Room
- Level: Main
- Area: 25
- Dimensions: 5x5
Features
- Finished area below ground: 540
- Finished area above ground: 720
Heating & Cooling
- Heating features: Forced Air
- Cooling features: None
Interior Area
- Total structure area: 1,440
- Total interior livable area: 1,260 sqft
Kitchen
- Level: Main
- Area: 132
- Dimensions: 12x11
Laundry
- Level: Lower
- Area: 55
- Dimensions: 11x5
Living Room
- Level: Main
- Area: 216
- Dimensions: 12x18
Property
Accessibility
- Accessibility features: Grab Bars In Bathroom
Details
- Parcel number: 002404415000
- Zoning description: Shoreline
- Other equipment: Fuel Tank - Rented
- Foundation area: 720
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck
- Fencing: None
- Has view: Yes
- View description: Lake,West
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Lake Front,Waterfront Elevation(10-15),Lake Bottom(Gravel)
- Frontage length: Water Frontage: 63
Lot
- Lot size: 0.30 Acres
- Features: Tree Coverage - Light
- Lot size dimensions: 151 x 63 x 151 x 63
Parking
- Parking features: None
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Lightning
- Strong Wind
- Tornado
- Heat Wave
- Inland Flooding
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Wisconsin Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,769 | $21,228 |
| Home Insurance * | $246 | $2,952 |
| Property Taxes | $490 | $5,880 |
| Electricity | $171 | $2,054 |
| Total | $2,676 | $32,112 |
Income You'd Need if You Spent...
Wisconsin FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-13 | Price change | $329,900 |
| 2026-07-30 | Listed for sale | $349,900 |
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