1368 21 3/4 St, Cameron, WI, 54822
About This Home
Second chances don’t come around very often - back on market due to buyers having a change in circumstances and priced to sell! Lake Cabin with Additional Buildable Lot! Welcome to your own slice of the Wisconsin Northwoods on the renowned Chetek Chain of Lakes. Nestled on 2 separate parcels with a combined 150’ of waterfront, this iconic 4-season Prairie Lake cottage blends timeless charm with year-round recreation and proven short-term rental success. Inside, you’ll find an open-concept layout featuring warm cabin finishes, a kitchen center island with breakfast bar overlooking the lake, updated bathroom with tile finishes, and a cozy bedroom designed to comfortably accommodate guests. The lower level includes washer and dryer hookups, while the expansive 10x24 lake-facing deck provides the perfect setting for sunset views and lakeside gatherings. The additional parcel offers added privacy and future potential for a garage, outbuilding, or additional living space. Enjoy boating access to over 3,800 acres across the full Chetek Chain, including waterfront restaurants, sandbars, live music destinations, excellent fishing, and endless exploring by boat. Snowmobile and ATV/UTV trail access nearby make this an ideal getaway in every season. Furnishings included if desired, allowing for a seamless transition into personal enjoyment or continued investment use.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1940
Materials
- Roof: Metal,Pitched
- Construction materials: Block,Frame,Log
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
- Laundry features: In Basement,Electric Dryer Hookup,Washer Hookup
Basement
- Has basement: Yes
- Basement: Block,Other,Partial,Storage Space,Tile Shower,Unfinished
Bathroom
- Level: Main
- Area: 40
- Dimensions: 5x8
Bedroom
- Level: Main
- Area: 96
- Dimensions: 8x12
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- 3/4 bathrooms: 1
Deck
- Level: Main
Features
- Fireplace features: Fireplace Footings,Other
- Finished area below ground: 0
- Finished area above ground: 600
Foyer
- Level: Main
- Area: 48
- Dimensions: 6x8
Heating & Cooling
- Heating features: Baseboard,Other
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 705
- Total interior livable area: 600 sqft
Kitchen
- Level: Main
- Area: 176
- Dimensions: 11x16
Laundry
- Level: Lower
- Area: 99
- Dimensions: 9x11
Living Room
- Level: Main
- Area: 128
- Dimensions: 8x16
Loft
- Level: Upper
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 044406709000
- Zoning description: Lot,Shoreline,Residential-Single Family
- Foundation area: 600
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Awning(s),Deck,Porch,Rear Porch,Side Porch
- Fencing: Partial,Wood
- Has view: Yes
- View description: Lake,West
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Dock,Lake Front,Lake View,Waterfront Elevation(0-4),Lake Bottom(Undeveloped)
- Frontage length: Water Frontage: 150
Lot
- Lot size: 0.55 Acres
- Features: Additional Land Available,Accessible Shoreline,Irregular Lot,Tree Coverage - Medium
- Lot size dimensions: getting
Parking
- Parking features: Gravel,Other
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Heat Wave
- Lightning
- Strong Wind
- Tornado
- Winter Weather
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters Across Wisconsin Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,516 | $18,192 |
| Home Insurance * | $177 | $2,124 |
| Property Taxes | $235 | $2,820 |
| Electricity | $171 | $2,054 |
| Total | $2,099 | $25,188 |
Income You'd Need if You Spent...
Wisconsin FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-13 | Listed for sale | $275,000 |
| 2026-08-05 | Contingent | $299,900 |
| 2026-05-31 | Listed for sale | $299,900 |
| 2021-04-22 | Listing removed | -- |
| 2020-09-24 | Price change | $199,900 |
| 2020-05-29 | Price change | $209,900 |
| 2020-03-12 | Listed for sale | $229,900 |
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