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1327 21 1/2 Street, Cameron, WI, 54822

1beds
1baths
440sqft
$269,900
$613price/sqft
$1,906/moest. monthly cost
$76,240/yrincome needed

About This Home

Escape to the quiet side of Prairie Lake with this impeccably maintained vintage seasonal cottage, set on a spacious double lot with 125 feet of frontage and two private docks, as well as a boat house. The warm knotty pine interior captures the character of a classic Wisconsin lake retreat, while the pristine condition allows you to start enjoying it immediately. Offered turn-key with all contents included, this is an easy opportunity to settle into days filled with boating, fishing, waterfront relaxation and evenings gathered with family and friends by the fire pit. A classic camper serves as a charming bunkhouse and guests may compete for the chance to sleep there, while hookups for multiple RVs provide even more flexibility for hosting. An outdoor privy adds a playful rustic touch for the kids or your more adventurous visitors. The boat lift and 2006 Crestliner Sport Angler are negotiable, making it possible to complete the package. Schedule your private showing and experience this special Prairie Lake getaway for yourself.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

9/10
Cameron Middle SchoolGrades 5-81.1 mi
4/10
Cameron High SchoolGrades 9-121.3 mi
6/10
Cameron Elementary SchoolGrades PK-41.9 mi

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1950

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Wood

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Features

  • Other
  • Finished area below ground: 0
  • Finished area above ground: 440

Heating

  • Heating features: Electric,Baseboard

Interior Area

  • Total structure area: 440
  • Total interior livable area: 440 sqft

Kitchen

  • Level: Main
  • Area: 110

Living Room

  • Level: Main
  • Area: 135

Master Bedroom

  • Level: Main
  • Area: 60

Property

Details

  • Parcel number: 044417720000
  • Zoning: Recreational,Shoreline
  • Exclusions: Excluded:sellers Personal

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio,Patio-Brick
  • On waterfront: Yes
  • Waterfront features: 101-199 feet,Bottom-Muck,Shore-Vegetation,Lake,Waterfront
  • Waterbody name: Prairie
  • Living area range: 750 or less

Lot

  • Lot size: 0.38 Acres
  • Lot size dimensions: 0 x 0 x

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Lightning
Strong Wind
Tornado
Winter Weather
Inland Flooding

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,364$16,368
Home Insurance *$159$1,908
Property Taxes $212$2,544
Electricity $171$2,054
Total$1,906$22,872
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,348/yr
40% on housing$57,180/yr
45% on housing$50,826/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$613This listing

vs Other Active Listings

Avg $/sqft

ZIP 54822$140
Barron County$174

vs Homes Sold Last Month

Median $/sqft

ZIP 54822
Barron County$149

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Contingent$269,900
2026-07-24Listed for sale$269,900
2019-08-16Sold$108,400
2019-07-16Listed for sale$107,900
2012-06-21Sold$89,900

For Sale by Agent

AgentJohn Flor Team
BrokerageKeller Williams Realty Diversified Chetek

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