398-11 1/2 St, Turtle Lake, WI, 54889
About This Home
Discover one of the most unique opportunities on Lower Turtle Lake! Spanning over 90 acres with more than 2,000 feet of lakeshore, this incredible property offers a rare combination of agricultural land, recreational enjoyment, investment potential, and future development opportunities all in one package. Whether you are searching for a private lake retreat, income-producing property, hunting paradise, hobby farm, or long-term investment, the possibilities here are truly endless. The property features an existing home with over 800 finished square feet, making it the perfect base camp to enjoy immediately while you plan for the future. Wake up to stunning lake views, spend your days exploring the land, and enjoy the peace and privacy that only a property of this size can provide. The expansive shoreline along Lower Turtle Lake creates exceptional value and opportunity. Multiple lakeshore lots have already been surveyed off, offering future development or investment potential rarely found in Northwest Wisconsin. Keep the property intact as your own private estate, create a family compound, develop lake lots, or simply enjoy the long-term value of owning a significant amount of waterfront acreage. Beyond the shoreline, the property offers productive agricultural land that can provide income opportunities while also attracting abundant wildlife. The mixture of open land, water frontage, and natural beauty creates a setting that is ideal for farming, recreation, hunting, fishing, ATV riding, or simply escaping the hustle of everyday life. Properties offering this much frontage, acreage, and flexibility are nearly impossible to find. From the income potential of the farmland and surveyed lakeshore lots to the incredible recreational opportunities and peaceful setting, this property is truly a one-of-a-kind investment in both lifestyle and future value. If you have been searching for a property with room to grow, invest, relax, and enjoy the outdoors, this Lower Turtle Lake property deserves your attention. The opportunities here are as expansive as the land itself.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2017
Materials
- Roof: Age 8 Years or Less,Asphalt
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Microwave,Range,Refrigerator
- Laundry features: In Basement,Electric Dryer Hookup,Lower Level,Washer Hookup
Basement
- Has basement: Yes
- Basement: Daylight,Drain Tiled,Drainage System,Full,Sump Pump
Bathroom
- Level: Main
- Area: 48
- Dimensions: 8 X 6
Bedroom
- Level: Main
- Area: 121
- Dimensions: 11 X 11
Bedroom2
- Level: Main
- Area: 132
- Dimensions: 11 X 12
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Number of fireplaces: 1
- Fireplace features: Free Standing,Living Room,Wood Burning
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 864
Heating & Cooling
- Heating features: Forced Air
- Cooling features: None
Interior Area
- Total structure area: 1,728
- Total interior livable area: 864 sqft
Kitchen
- Level: Main
- Area: 380
- Dimensions: 20 X 19
Living Room
- Level: Main
- Area: 238
- Dimensions: 14 X 17
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 048030005000
- Zoning description: Agriculture,Lot,Shoreline,Residential-Single Family
- Wooded area: 2047320
- Foundation area: 988
Features
- Levels: One
- Stories: 1
- Pool features: None
- Fencing: None
- Has view: Yes
- View description: East,Lake,North,Panoramic,River
- Has water view: Yes
- Water view: Lake,River
- On waterfront: Yes
- Waterfront features: Dock,Lake Front,River Front,Waterfront Elevation(10-15),Lake Bottom(Gravel,Soft,Undeveloped,Weeds)
- Frontage length: Water Frontage: 2068
- Topography of land: Gently Rolling,Level,Wooded
Lot
- Lot size: 92.10 Acres
- Features: Accessible Shoreline,Island/Peninsula,Tillable,Tree Coverage - Heavy
- Lot size dimensions: 2640 x 1300 x 1300 x 1050 x 700 x 1280
Parking
- Total spaces: 2
- Parking features: Detached Garage,Gravel
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Lightning
- Strong Wind
- Tornado
- Heat Wave
- Inland Flooding
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Wisconsin Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,918 | $47,016 |
| Home Insurance * | $546 | $6,552 |
| Property Taxes | $658 | $7,896 |
| Electricity | $171 | $2,054 |
| Total | $5,293 | $63,516 |
Income You'd Need if You Spent...
Wisconsin FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-11 | Listed for sale | $774,900 |
| 2025-10-01 | Listing removed | $825,000 |
| 2025-07-31 | Price change | $825,000 |
| 2025-05-24 | Listed for sale | $840,000 |
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