1475 4th Ave, Cumberland, WI, 54829
About This Home
A once-in-a-generation opportunity to own one of Cumberland's most admired and historically significant lakefront homes! Perfectly positioned on the shores of Beaver Dam Lake, this timeless residence offers magnificent west-facing lake views, beautiful sand-bottom frontage, and an unbeatable in-town location where you can walk to shops, restaurants, parks, and community events while enjoying the privacy of your own lakeside retreat. Inside, you'll find remarkable craftsmanship with gorgeous original woodwork, hardwood floors, soaring ceilings, and charming period light fixtures. The updated kitchen blends modern convenience with classic character and includes the original Butler's Pantry. With 4+ bedrooms and 3 bathrooms, there's room for everyone. A spacious lakeside addition offers endless possibilities as a family room, owner's suite, home office, or artist's studio. A cozy gas fireplace, unfinished basement with expansion potential, and timeless architectural details complete this exceptional property. Own one of Cumberland's finest homes!
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1905
Materials
- Roof: Age 8 Years or Less
- Construction materials: Block
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Exhaust Fan,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Block,Daylight,Unfinished
Bedroom
- Level: Upper
- Area: 211.0833
- Dimensions: 17 x 12'5"
Bedroom2
- Level: Upper
- Area: 170.625
- Dimensions: 15'9" x 10'10"
Bedroom3
- Level: Upper
- Area: 149.3056
- Dimensions: 14'4" x 10'5"
Bedroom4
- Level: Upper
- Area: 90.8403
- Dimensions: 10'7" x 8'7"
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 2
Dining Room
- Level: Main
- Area: 175.75
- Dimensions: 12'4" x 14'3"
Family Room
- Level: Main
- Area: 232.7917
- Dimensions: 12'7" x 18'6"
Features
- Number of fireplaces: 1
- Fireplace features: Gas,Living Room
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 2,657
Heating & Cooling
- Heating features: Hot Water,Radiant
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 4,103
- Total interior livable area: 2,657 sqft
Kitchen
- Level: Main
- Area: 140.625
- Dimensions: 13'6" x 10'5"
Living Room
- Level: Main
- Area: 261.5833
- Dimensions: 21'6" x 12'2"
Sitting Room
- Level: Upper
- Area: 228.125
- Dimensions: 18'9" x 12'2"
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 212120087000
- Zoning description: Shoreline,Residential-Single Family
- Foundation area: 1520
Features
- Levels: Two
- Stories: 2
- Fencing: None
- Has view: Yes
- View description: West
- On waterfront: Yes
- Waterfront features: Lake Front,Waterfront Elevation(15-26),Lake Bottom(Sand,Weeds)
- Frontage length: Water Frontage: 146
Lot
- Lot size: 0.60 Acres
- Features: Accessible Shoreline
- Lot size dimensions: 283 x 146 177 x 97
Parking
- Total spaces: 2
- Parking features: Detached Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Lightning
- Strong Wind
- Tornado
- Heat Wave
- Inland Flooding
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Wisconsin Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,787 | $45,444 |
| Home Insurance * | $489 | $5,868 |
| Property Taxes | $761 | $9,132 |
| Electricity | $249 | $2,996 |
| Total | $5,286 | $63,432 |
Income You'd Need if You Spent...
Wisconsin FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-24 | Listed for sale | $749,000 |
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