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9494 N Kelly Lake Rd, Suring, WI, 54174

5beds
3baths
2,854sqft
$799,900
$280price/sqft
$6,065/moest. monthly cost
$242,600/yrincome needed

About This Home

Tucked along 82 feet of scenic Long Lake frontage, this beautifully updated 5-bed, 3-bath home offers the perfect blend of comfort, recreation, & classic Up North charm. Enjoy peaceful water views, relaxing days on the lake, & additional access to pristine full-rec Kelly Lake directly across the road. Inside features an inviting open-concept layout w/ soaring V-groove ceilings, exposed beams, recessed lighting, a wood-burning fireplace, remodeled kitchen w/ granite countertops & new appliances, plus stunning 4-season room overlooking the lake & woods. The finished lower level offers additional entertaining space w/ 3 beds, rec room, wet bar area, & art studio overlooking the water. New LVP flooring, windows, Hardie Board siding, newer roof, exterior lighting, hardscape stairs, & more!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

7/10
6/10
Washington Middle SchoolGrades 6-811.6 mi
4/10
Oconto Falls High SchoolGrades 9-1212.0 mi

Construction

Condition

  • Year built: 1988

Materials

  • Foundation: Poured Concrete
  • Construction materials: Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer,Water Softener Owned

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Sump Pump,Walk-Out Access,Finished

Bedroom1

  • Level: Main
  • Dimensions: 11x15

Bedroom2

  • Level: Main
  • Dimensions: 10x13

Bedroom3

  • Level: Lower
  • Dimensions: 9x13

Bedroom4

  • Level: Lower
  • Dimensions: 10x11

Bedroom5

  • Level: Lower
  • Dimensions: 9x14

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: Main
  • Dimensions: 10x11

Features

  • At Least 1 Bathtub,Cable Available,High Speed Internet,Kitchen Island,Vaulted Ceiling(s),Walk-In Closet(s),Walk-in Shower,Wet Bar
  • Flooring: Wood/Simulated Wood Fl
  • Number of fireplaces: 1
  • Fireplace features: One,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 1,357
  • Finished area above ground: 1,497

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Forced Air,Central Air

Interior Area

  • Total interior livable area: 2,854 sqft

Kitchen

  • Level: Main
  • Dimensions: 10x13

Living Room

  • Level: Main
  • Dimensions: 15x21

Other

  • Level: Main
  • Dimensions: 13x18

Other

  • Level: Lower
  • Dimensions: 13x17

Other

  • Level: Lower
  • Dimensions: 20x25

Other

  • Level: Lower
  • Dimensions: 11x12

Property

Accessibility

  • Accessibility features: 1st Floor Bedroom,1st Floor Full Bath,Open Floor Plan

Details

  • Parcel number: 0083131116
  • Zoning: Residential
  • Exclusions: Seller's Personal Property,Pontoon & Boat

Features

  • Patio & porch: Deck,Patio
  • On waterfront: Yes
  • Waterfront features: Lake
  • Waterbody name: Long Lake

Lot

  • Lot size: 0.63 Acres
  • Features: Corner Lot,Subj to Shoreland Zoning,Wooded

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Lightning
Hail
Inland Flooding
Strong Wind
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,044$48,528
Home Insurance *$358$4,296
Property Taxes $1,395$16,740
Electricity $268$3,218
Total$6,065$72,780
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$207,942/yr
40% on housing$181,950/yr
45% on housing$161,733/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$280This listing

vs Other Active Listings

Avg $/sqft

ZIP 54174$263
Oconto County$203

vs Homes Sold Last Month

Median $/sqft

ZIP 54174$158
Oconto County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-21Listed for sale$799,900

For Sale by Agent

AgentJoanne M Yoap
BrokerageBerkshire Hathaway HS Northern Real Estate Group

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