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9303 N Kelly Lake Rd, Suring, WI, 54174

5beds
2baths
2,010sqft
$724,900
$361price/sqft
$5,443/moest. monthly cost
$217,720/yrincome needed

About This Home

Enjoy lake life on highly sought-after, full recreational Kelly Lake with 70 feet of sandy frontage! This charming 5-bedroom, 2-bath year-round lake home features original redwood interior finishes, a screened porch with breathtaking lake views, & numerous updates including central air, a newly renovated lower level with new staircase, LVP flooring, updated lighting, laundry room, & water softener. Outside, you’ll find a detached 24x28 garage, two walkways to the water, two docks, a sandy swimming area, & a lakeside fire pit area that is perfect for relaxing, entertaining, & making memories on the lake. Property is situated on a picturesque lot and offers plenty of opportunity for fun and adventure! Call today to schedule a showing!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

7/10
6/10
Washington Middle SchoolGrades 6-811.4 mi
4/10
Oconto Falls High SchoolGrades 9-1211.8 mi

Construction

Condition

  • Year built: 1965

Materials

  • Foundation: Block
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Microwave,Range,Refrigerator,Washer,Water Softener Owned

Basement

  • Has basement: Yes
  • Basement: Full,Full Sz Windows Min 20x24,Walk-Out Access,Finished

Bedroom1

  • Level: Main
  • Dimensions: 11x11

Bedroom2

  • Level: Main
  • Dimensions: 10x11

Bedroom3

  • Level: Main
  • Dimensions: 7x12

Bedroom4

  • Level: Lower
  • Dimensions: 9x13

Bedroom5

  • Level: Lower
  • Dimensions: 10x10

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Dimensions: 9x10

Family Room

  • Level: Lower
  • Dimensions: 17x12

Features

  • Cable Available,High Speed Internet,Walk-in Shower
  • Fireplace features: None
  • Finished area below ground: 986
  • Finished area above ground: 1,024

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Forced Air,Central Air

Interior Area

  • Total interior livable area: 2,010 sqft

Kitchen

  • Level: Main
  • Dimensions: 10x9

Living Room

  • Level: Main
  • Dimensions: 16x23

Other

  • Level: Lower
  • Dimensions: 9x13

Other

  • Level: Lower
  • Dimensions: 11x10

Other

  • Level: Lower
  • Dimensions: 9x9

Other

  • Level: Main
  • Dimensions: 10x18

Property

Accessibility

  • Accessibility features: 1st Floor Bedroom,1st Floor Full Bath,Stall Shower

Details

  • Parcel number: 0083232076
  • Zoning: Residential
  • Exclusions: Sellers Personal Property,Pontoon,swim raft,paddle boat,log beds and furniture,grill,wingback chairs,Rugs,plaid chairs,items in garage

Features

  • Patio & porch: Patio
  • On waterfront: Yes
  • Waterfront features: Lake
  • Waterbody name: Kelly Lake

Lot

  • Lot size: 4,791 sqft
  • Features: Wooded

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Lightning
Hail
Inland Flooding
Strong Wind
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,665$43,980
Home Insurance *$325$3,900
Property Taxes $1,265$15,180
Electricity $188$2,266
Total$5,443$65,316
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$186,617/yr
40% on housing$163,290/yr
45% on housing$145,146/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$361This listing

vs Other Active Listings

Avg $/sqft

ZIP 54174$253
Oconto County$202

vs Homes Sold Last Month

Median $/sqft

ZIP 54174$158
Oconto County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$724,900
2021-01-26Listing removed--
2021-01-26Pending sale$369,900
2021-01-15Sold$387,500
2020-12-02Listed for sale$369,900
2019-07-19Sold$295,000
2019-07-08Pending sale$295,000
2019-06-10Listed for sale$295,000

For Sale by Agent

AgentJoanne M Yoap
BrokerageBerkshire Hathaway HS Northern Real Estate Group

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