302 E Prospect Ter, Freeport, IL, 61032
About This Home
Great investment opportunity! This well-maintained duplex features a 2 bed/1 bath unit on the first floor and a 1 bed/1 bath unit on the second floor. Perfect for investors or owner-occupants looking to live in one unit and rent the other. Recent updates include new siding and updated gutters (2022). Roof is in good condition. Don’t miss your chance to make this property yours today!
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1892
Materials
- Roof: Shingle
- Construction materials: Siding
Type & Style
- Home type: MultiFamily
- Property subType: 2 Units
Interior
Appliances
- Appliances included: Refrigerator,Stove/Cooktop,Natural Gas Water Heater
Basement
- Has basement: Yes
- Basement: Partial
Features
- Finished area below ground: 937
- Finished area above ground: 937
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 1,874
- Total interior livable area: 1,874 sqft
Property
Details
- Parcel number: 181431478023
Features
- Levels: Two
- Stories: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Inland Flooding
- Strong Wind
- Tornado
- Heat Wave
- Ice Storm
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $555 | $6,660 |
| Home Insurance * | $106 | $1,272 |
| Property Taxes | $191 | $2,292 |
| Electricity | $144 | $1,729 |
| Total | $996 | $11,952 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-07 | Listed for sale | $109,900 |
| 2025-11-21 | Listing removed | $99,900 |
| 2025-11-13 | Listed for sale | $99,900 |
| 2025-10-28 | Listing removed | $115,000 |
| 2025-10-07 | Price change | $115,000 |
| 2025-08-31 | Price change | $120,000 |
| 2025-07-29 | Listed for sale | $125,000 |
| 2022-03-08 | Sold | $25,000 |
| 2022-02-14 | Contingent | $35,000 |
| 2021-12-15 | Listed for sale | $35,000 |
| 2021-12-08 | Contingent | $35,000 |
| 2021-11-29 | Listed for sale | $35,000 |
| 2021-11-29 | Listing removed | -- |
| 2021-08-21 | Contingent | $25,000 |
| 2021-08-19 | Listed for sale | $25,000 |
View on Zillow