




1418 N Elm St, Henderson, KY, 42420
About This Home
FULLY RENOVATED 1916 BUNGALOW — ACROSS FROM ATKINSON PARK & DEACONESS HOSPITAL 2 Bedrooms | 1 Bath | 1,726 Sq Ft | Full Basement | Built 1916 SELLER OFFERING $5,000 TOWARD MORTGAGE RATE BUYDOWN AT CLOSING — reduce your monthly payment by $100-150/month. Ask us how. This 1916 bungalow has been completely reimagined — not just updated, but thoughtfully reconfigured from the studs up to create a layout that actually works for modern living. The result is a move-in ready home with the character of a century-old bungalow and the finishes of a brand-new one. The kitchen is the heart of the home: custom white shaker cabinets, quartz marble-look countertops, under-cabinet lighting, subway tile backsplash, farmhouse sink, and all-new stainless steel appliances including refrigerator. A dedicated pantry adds storage that most homes this age simply don't have, and the adjacent dining area flows naturally into the living spaces. Both bedrooms are generously sized with refinished original hardwood floors and fresh neutral paint throughout. The primary bedroom connects to a large walk-in closet with a custom built-in organization system — dual hanging sections, shelving, shoe storage, and basket storage — the kind of closet you don't expect to find at this price point. The fully updated bathroom features a new tub/shower combo, modern vanity with quartz top, beadboard wainscoting, and durable tile flooring. A dedicated flex room — currently staged as a home office — adds a third functional living space ideal for working from home, a guest room setup, playroom, or reading room. At over 1,700 sq ft on the main floor alone, this home lives much larger than its bedroom count suggests. The full unfinished basement adds another 1,246 sq ft with endless potential — finish it for additional bedrooms, a gym, workshop, or serious storage. Outside, a covered front porch welcomes you home, and a rear patio off the kitchen provides private outdoor space. The generous 0.28-acre double lot offers room to expand, garden, or simply enjoy. Located directly across from Atkinson Park — walking trails, recreation, and green space right outside your door — and steps from Deaconess Henderson Hospital. Walkable, central, and move-in ready. Listed at $214,900 with $5,000 seller credit toward rate buydown. Schedule your private showing today.
Getting Around
Schools
Construction
Condition
- Year built: 1916
Materials
- Foundation: Concrete Block
- Roof: Asphalt
- Construction materials: Wood
Type & Style
- Home type: SingleFamily
Interior
Appliances
- Appliances included: Dryer,Microwave,Range / Oven,Refrigerator,Washer
Basement
- Basement: Partially finished
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Flooring: Tile,Concrete,Hardwood
- Fireplace: Yes
Heating & Cooling
- Heating features: Forced air,Gas
- Cooling features: Central
Interior Area
- Total interior livable area: 1,726 sqft
Property
Details
- Parcel number: 113313
Features
- Exterior features: Brick
- Has view: Yes
- View description: Park
Lot
- Lot size: 0.28 Acres
Parking
- Total spaces: 8
- Parking features: Off-street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Ice Storm
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,061 | $12,732 |
| Home Insurance * | $176 | $2,112 |
| Property Taxes | $200 | $2,400 |
| Electricity | $154 | $1,850 |
| Total | $1,591 | $19,092 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-01 | Listed for sale | $214,900 |
| 2021-09-24 | Sold | $185,000 |
| 2019-08-01 | Listing removed | $219,500 |
| 2018-08-28 | Listed for sale | $219,500 |
| 2010-10-18 | Sold | $87,000 |
