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702 Letcher St, Henderson, KY, 42420

3beds
1baths
1,204sqft
$126,500
$105price/sqft
$1,019/moest. monthly cost
$40,760/yrincome needed

About This Home

This 3-bedroom, 1-bath, 2-story home has good bones, plenty of space, and just needs a little “makeup touch-up” to really shine. Featuring two separate living areas, there’s room to spread out, entertain, or create the perfect flex space for a home office, playroom, or cozy den. With character, potential, and opportunity packed into every corner, this home is ready for someone with vision to bring her back to life. Whether you’re an investor, first-time buyer, or DIY lover looking for your next project, this one is worth a look!

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1920

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Range/Oven

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Window features: Blinds
  • Finished area above ground: 1,204

Heating

  • Heating features: Gas Forced Air

Interior Area

  • Total interior livable area: 1,204 sqft

Property

Details

  • Parcel number: 222617

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 4,356 sqft
  • Lot size dimensions: 33.33 x 133

Parking

  • Parking features: No Garage,Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Ice Storm
Strong Wind
Winter Weather
Hail
Heat Wave
Lightning
Tornado

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $639$7,668
Home Insurance *$106$1,272
Property Taxes $120$1,440
Electricity $154$1,850
Total$1,019$12,228
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$34,937/yr
40% on housing$30,570/yr
45% on housing$27,173/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$105This listing

vs Other Active Listings

Avg $/sqft

ZIP 42420$114
Henderson County$116

vs Homes Sold Last Month

Median $/sqft

ZIP 42420$129
Henderson County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Listed for sale$130,000
2026-05-10Listing removed$130,000
2026-05-09Price change$130,000
2026-05-03Price change$132,500
2026-04-24Listed for sale$137,000
2026-04-23Listing removed$138,900
2026-04-18Price change$138,900
2026-04-10Listed for sale$140,000
2026-04-07Listing removed--
2026-04-07Price change$128,900
2026-04-05Price change$134,900
2026-03-31Price change$139,900
2026-03-28Listed for sale$145,000
2024-11-13Sold$94,000
2024-09-27Pending sale$89,900
2024-09-20Listed for sale$89,900
2008-09-19Sold$26,000

For Sale by Agent

AgentMindy Woodward
BrokerageKELLER WILLIAMS CAPITAL REALTY

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