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328 McKinley Ave, Charleston, WV, 25314

5beds
5baths
5,500sqft
$399,900
$73price/sqft
$3,317/moest. monthly cost
$132,680/yrincome needed

About This Home

Homes like this are more than a place to live, they’re a statement. Offering over 5,500 square feet, this 5 bedroom, 5 bathroom home showcases a contemporary custom design that feels like a true work of art. Every space is intentionally crafted, with uniquely shaped rooms, soaring ceilings, and expansive windows that flood the home with natural light while framing views of the Charleston skyline from every rear-facing room. The main level features a massive family room with a striking fireplace, along with a separate recreational space built for entertaining. Even the bedrooms stand out, including one with its own loft. Set in a highly desirable area with award-winning schools, the home is tucked into its lot, creating a private retreat feel. Outside, a massive back deck and additional lower-level deck are perfectly positioned to take in the skyline views, complemented by a generous yard and attached two-car garage.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

6/10
8/10
John Adams Middle SchoolGrades 6-82.0 mi
9/10

Construction

Condition

  • Year built: 1977

Materials

  • Roof: Composition,Shingle
  • Construction materials: Drywall,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Contemporary/Modern
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Disposal,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom

  • Level: Lower
  • Dimensions: 11.5x17.4

Bedroom2

  • Level: Lower
  • Dimensions: 29.5x14.5

Bedroom3

  • Level: Lower
  • Dimensions: 11.9x15.4

Bedroom4

  • Level: Lower
  • Dimensions: 12.10x13.11

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Level: Other
  • Dimensions: 0x0

Family Room

  • Level: Main
  • Dimensions: 46.0x33.7

Features

  • Great Room
  • Window features: Insulated Windows
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 2
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 5,500 sqft

Kitchen

  • Level: Main
  • Dimensions: 19.2x9.6

Living Room

  • Level: Main
  • Dimensions: 33.4x13.10

Primary Bedroom

  • Level: Main
  • Dimensions: 24.6x14.3

Recreation

  • Level: Lower
  • Dimensions: 31.10x16.8

Property

Details

  • Parcel number: 090014022400000000

Features

  • Patio & porch: Deck
  • Exterior features: Deck,Fence
  • Fencing: Yard Fenced

Lot

  • Lot size: 1.49 Acres
  • Features: Wooded
  • Lot size dimensions: 0 x 0 x 0 x 0

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Heat Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across West Virginia Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$206$2,472
Property Taxes $520$6,240
Electricity $569$6,837
Total$3,317$39,804
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,725/yr
40% on housing$99,510/yr
45% on housing$88,453/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.7%
3.7%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$73This listing

vs Other Active Listings

Avg $/sqft

ZIP 25314$128
Kanawha County$93

vs Homes Sold Last Month

Median $/sqft

ZIP 25314$124
Kanawha County$100

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Listed for sale$399,900
2026-04-01Listing removed$449,999
2026-03-19Listed for sale$449,999
2026-02-17Pending sale$449,999
2025-10-14Listed for sale$449,999
2025-10-09Listing removed$449,999
2025-08-27Listed for sale$449,999
2025-08-27Pending sale$449,999
2025-04-22Listed for sale$449,999
2025-04-08Listing removed$499,900
2024-10-07Price change$499,900
2024-08-13Listed for sale$499,000
2024-07-30Listing removed--
2024-02-28Listed for sale$499,000
2020-03-10Sold$379,000
2019-08-16Price change$425,000
2019-07-15Listed for sale$479,900
2002-02-15Sold$10,000

For Sale by Agent

AgentNick Campbell
BrokerageBetter Homes and Gardens Real Estate Central

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