



111 New Arnold St, Earlington, KY, 42410
About This Home
Charming small home with a fenced yard and a lot of potential! This 1 bedroom, 1 bath property offers a simple, manageable layout and an outdoor space full of character, including herbs, mint, berries, and fruit trees. The yard is fully fenced, making it a great spot for gardening, pets, or creating your own private outdoor retreat. The home will require repairs and updates, and the HVAC is currently not operating, though ductwork is already in place. Due to condition, cash, conventional, or portfolio financing will likely be needed; property is not expected to qualify for FHA, VA, or USDA financing.
Getting Around
Schools
Construction
Condition
- Year built: 1879
Materials
- Foundation: Block,Other
- Roof: Metal
- Construction materials: Vinyl Siding,Other
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Water Heater,Gas Range
- Laundry features: Main Level
Basement
- Basement: None
Bathroom
- Level: Main
Bedroom
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 1
Features
- Ceiling Fan(s)
- Window features: Double Pane Windows,Single Pane,Mini Blinds
- Fireplace features: None
- Finished area below ground: 0
Heating & Cooling
- Heating features: Other-See Remarks
- Cooling features: Other-See Remarks
Interior Area
- Total structure area: 736
- Total interior livable area: 736 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Property
Details
- Parcel number: M263843
Features
- Patio & porch: Deck,Deck-Covered,Porch-Covered
Lot
- Lot size: 0.31 Acres
- Features: Wooded,Other Landscaping (See Remarks)
- Lot size dimensions: 70 x 190
Parking
- Parking features: No Garage,Gravel
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Strong Wind
- Hail
- Inland Flooding
- Lightning
- Tornado
- Winter Weather
- Cold Wave
- Earthquake
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $197 | $2,364 |
| Home Insurance * | $56 | $672 |
| Property Taxes | $32 | $384 |
| Electricity | $154 | $1,850 |
| Total | $439 | $5,268 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-01 | Price change | $39,000 |
| 2026-05-18 | Listed for sale | $44,000 |
| 2020-07-29 | Sold | $14,000 |
| 2020-07-09 | Listed for sale | $14,900 |
| 2005-04-29 | Sold | $10,000 |
