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121 Saddlecrest Ests, Charleston, WV, 25314

4beds
4baths
3,718sqft
$595,000
$160price/sqft
$4,501/moest. monthly cost
$180,040/yrincome needed

About This Home

Country Living at its finest on 3.5 Rolling Acres. Escape to the peace and beauty of the countryside with this stunning post-and-beam Cypress Sided Saltbox. Designed with an inviting open-concept floor plan, this spacious home offers the perfect blend of rustic charm and modern comfort. Featuring 4 bedrooms and 3.5 bathrooms, there's plenty of room for family and guests. The open loft provides an ideal space for a home office or reading nook. Rich Maple hardwood floors on main level & a wood burning FP add warmth and timeless elegance. Step outside to a huge deck overlooking the rolling landscape, and enjoy a full lower level with a gas fireplace. If you're looking for privacy and character, this exceptional country property is ready to welcome you home.

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

6/10
Kenna Elementary SchoolGrades PK-50.3 mi
8/10
John Adams Middle SchoolGrades 6-81.4 mi
9/10

Construction

Condition

  • Year built: 1986

Materials

  • Roof: Composition,Shingle
  • Construction materials: Drywall,Shingle Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom

  • Level: Lower
  • Dimensions: 14x22.6

Bedroom2

  • Level: Upper
  • Dimensions: 10x11

Bedroom3

  • Level: Upper
  • Dimensions: 11x13

Bedroom4

  • Level: Main
  • Dimensions: 8.5 x 11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Den

  • Level: Upper
  • Dimensions: 10x11.8

Dining Room

  • Level: Main
  • Dimensions: 9x13.8

Family Room

  • Level: Main
  • Dimensions: 11x15

Features

  • Separate/Formal Dining Room,Fireplace,Great Room,Cable TV
  • Window features: Insulated Windows
  • Flooring: Carpet,Hardwood
  • Number of fireplaces: 2
  • Fireplace features: Insert
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,718 sqft

Kitchen

  • Level: Main
  • Dimensions: 9x13.9

Living Room

  • Level: Main
  • Dimensions: 10x13.8

Primary Bedroom

  • Level: Upper
  • Dimensions: 13.8x20.4

Recreation

  • Level: Lower
  • Dimensions: 12x36

Utility Room

  • Level: Lower
  • Dimensions: 10x11.8

Property

Details

  • Parcel number: 090081000400000000

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Patio,Porch
  • Exterior features: Deck,Porch,Patio

Lot

  • Lot size: 3.50 Acres
  • Lot size dimensions: 0 x 0 x 0 x 0

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across West Virginia Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,008$36,096
Home Insurance *$307$3,684
Property Taxes $801$9,612
Electricity $385$4,622
Total$4,501$54,012
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$154,320/yr
40% on housing$135,030/yr
45% on housing$120,026/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.7%
3.7%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$160This listing

vs Other Active Listings

Avg $/sqft

ZIP 25314$125
Kanawha County$93

vs Homes Sold Last Month

Median $/sqft

ZIP 25314$124
Kanawha County$100

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$579,500
2026-07-30Listed for sale$595,000

For Sale by Agent

AgentTeri Rugeley
BrokerageKeller Williams Realty Advantage

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