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109 Cyrus Point, Charleston, WV, 25314

5beds
7baths
4,850sqft
$699,000
$144price/sqft
$5,306/moest. monthly cost
$212,240/yrincome needed

About This Home

Beautifully designed and exceptionally spacious, this home offers a rare layout with 5 full baths and 2 half baths, including a private bath for every bedroom—delivering comfort, flexibility, and everyday ease. The main level features light-filled living spaces with a well-appointed kitchen that connects comfortably to the main living areas—ideal for both daily living and entertaining, with generous room sizes. A third-floor attic space or potential 5th bedroom provides incredible versatility for a home office, studio, or additional living area, while the finished lower level is built for entertaining with a recreation room, kitchenette, and dedicated wine storage area, along with abundant storage. New HVAC. Built in 2006 by JD Stricklen, this home combines quality construction with a layout that is increasingly hard to find, and is located in a highly regarded school district, approximately 5 miles to local hospitals, Southridge, and downtown.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

7/10
8/10
John Adams Middle SchoolGrades 6-80.9 mi
9/10

Construction

Condition

  • Year built: 2006

Materials

  • Roof: Composition,Shingle
  • Construction materials: Brick,Drywall,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Disposal,Microwave,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Level: Upper
  • Dimensions: 11.05x14

Bedroom3

  • Level: Upper
  • Dimensions: 12.08x12.02

Bedroom4

  • Level: Upper
  • Dimensions: 13.11x12.01

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 7
  • Full bathrooms: 5
  • 1/2 bathrooms: 2

Dining Room

  • Level: Main
  • Dimensions: 14.8x11.5

Family Room

  • Level: Main
  • Dimensions: 14.09x11.11

Features

  • Breakfast Area,Separate/Formal Dining Room,Fireplace
  • Window features: Insulated Windows
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Insert
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 4,850 sqft

Kitchen

  • Level: Main
  • Dimensions: 12.10x8.8

Living Room

  • Level: Main
  • Dimensions: 13.09x16

Other

  • Level: Upper
  • Dimensions: 17.06x35.03

Primary Bedroom

  • Level: Upper
  • Dimensions: 28.07x13.02

Recreation

  • Level: Lower
  • Dimensions: 23.03x29.022

Property

Details

  • Parcel number: 090081003900000000

Features

  • Patio & porch: Deck,Patio
  • Exterior features: Deck,Patio

Lot

  • Lot size: 0.50 Acres
  • Lot size dimensions: 100 x 94 x 135 x 175

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across West Virginia Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$361$4,332
Property Taxes $909$10,908
Electricity $502$6,029
Total$5,306$63,672
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$181,920/yr
40% on housing$159,180/yr
45% on housing$141,493/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.7%
3.7%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$144This listing

vs Other Active Listings

Avg $/sqft

ZIP 25314$126
Kanawha County$93

vs Homes Sold Last Month

Median $/sqft

ZIP 25314$124
Kanawha County$100

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-23Price change$720,000
2026-03-20Listed for sale$750,000
2006-06-16Sold$575,000

For Sale by Agent

AgentChristie Goldman, Better Homes and Gardens Real Estate Central
BrokerageBetter Homes and Gardens Real Estate Central

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