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20910 Heath Ave N, Forest Lake, MN, 55025

4beds
2baths
2,356sqft
$445,000
$189price/sqft
$3,151/moest. monthly cost
$126,040/yrincome needed

About This Home

Beautifully updated 4-bedroom, 2-bathroom home featuring spacious bedrooms, walk-in closet, a large private backyard, and a setting that backs to the Forest Hills Golf Club driving range. The home is surrounded by nature while offering privacy and peaceful living.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

8/10
Scandia Elementary SchoolGrades PK-66.9 mi
7/10
7/10

Construction

Condition

  • Year built: 1963

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: In Basement,Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Walk-Out Access

Bedroom

  • Level: Main
  • Area: 351
  • Dimensions: 27x13

Bedroom2

  • Level: Main
  • Area: 100
  • Dimensions: 10x10

Bedroom3

  • Level: Lower
  • Area: 221
  • Dimensions: 17x13

Bedroom4

  • Level: Lower
  • Area: 143
  • Dimensions: 13x11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 126
  • Dimensions: 14x9

Family Room

  • Level: Lower
  • Area: 312
  • Dimensions: 24x13

Features

  • Number of fireplaces: 2
  • Fireplace features: Family Room,Living Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 900
  • Finished area above ground: 1,456

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,456
  • Total interior livable area: 2,356 sqft

Kitchen

  • Level: Main
  • Area: 220
  • Dimensions: 20x11

Laundry

  • Level: Lower
  • Area: 260
  • Dimensions: 20x13

Living Room

  • Level: Main
  • Area: 247
  • Dimensions: 19x13

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 2203221220004
  • Zoning description: Residential-Single Family
  • Foundation area: 1456

Features

  • Levels: Multi/Split
  • Patio & porch: Deck

Lot

  • Lot size: 0.58 Acres
  • Features: On Golf Course
  • Lot size dimensions: 115 x 177 x 76 x 114 x 167

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Washington County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,250$27,000
Home Insurance *$248$2,976
Property Taxes $455$5,460
Electricity $198$2,384
Total$3,151$37,812
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,034/yr
40% on housing$94,530/yr
45% on housing$84,026/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$189This listing

vs Other Active Listings

Avg $/sqft

ZIP 55025$236
Washington County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 55025$188
Washington County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Pending sale$445,000
2026-07-30Listed for sale$445,000
2022-04-11Sold$350,000
2021-10-14Sold$252,150
2021-01-15Listing removed--
2021-01-08Listed for sale--
2017-05-25Sold$255,000
2017-03-30Listed for sale$259,900
2011-10-07Sold$160,000
2011-08-19Listed for sale$162,360
2011-06-27Listing removed$179,900
2011-03-18Price change$179,900
2011-02-20Price change$189,900
2011-01-13Price change$209,900
2010-12-10Price change$219,900
2010-11-26Listed for sale$229,900
2007-01-11Sold$345,000
2002-01-08Sold$133,000
1998-09-01Sold$160,000

For Sale by Agent

AgentCrystal Jurado
BrokerageBridge Realty, LLC

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