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112 Fairfield Farm Rd, Georgetown, KY, 40324

5beds
5baths
3,019sqft
$910,000
$301price/sqft
$5,931/moest. monthly cost
$237,240/yrincome needed

About This Home

Nestled on just under 10 picturesque acres, this custom-built ranch style home, built in 2018, offers the perfect blend of privacy, space and convenience-located just 10 minutes from downtown. With 5 bedrooms and 5 bathrooms, this thoughtfully designed home provides plenty of room for everyone, including a private en suite bedroom over the garage-ideal for guests, home office or multi-generational living. Large primary en suite privately situated in rear of home, separate from other bedrooms. Large cozy living room with stone fireplace and outstanding views. Gourmet modern kitchen with large island. The lower level provides a partially finished full basement featuring an additional bedroom, full bath, and woodburning stove that is perfect for entertaining, extended stays or extra living space just waiting for your finishing touches. Tons of storage space including a separate emergency shelter room. Outside, find breathtaking views of rolling hills and farmland along with unforgettable sunrises and sunsets that make every day feel like a retreat. Covered front porch and back deck perfect for dining, entertaining or just enjoying the view. Separate from the attached 3-car garage, an additional workshop offers endless possibilities for hobbies, workspace, storage of boats or other recreational vehicles. Pond on property that can be filled if desired. If you've been searching for peaceful country living without sacrificing proximity to town, this one truly checks every box!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

9/10
7/10
Scott County High SchoolGrades 9-125.9 mi

Construction

Condition

  • Year built: 2018

Materials

  • Foundation: Concrete Perimeter
  • Roof: Dimensional Style
  • Construction materials: Stone,Solid Masonry

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Microwave,Refrigerator,Range
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Bath/Stubbed,Concrete,Full,Partially Finished,Sump Pump,Walk-Out Access

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bathroom3

  • Level: First

Bathroom4

  • Level: Second

Bathroom4

  • Level: Lower

Bathroom5

  • Level: Lower

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Breakfast Bar,Entrance Foyer,Eat-in Kitchen,Walk-In Closet(s),Ceiling Fan(s)
  • Door features: Storm Door(s)
  • Window features: Insulated Windows,Blinds,Screens
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 2
  • Fireplace features: Basement,Family Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 350
  • Finished area above ground: 2,669

Heating & Cooling

  • Heating features: Electric,Zoned,Dual Fuel
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,019
  • Total interior livable area: 3,019 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Utility Room

  • Level: First

Property

Details

  • Parcel number: 04200067.000

Features

  • Levels: One
  • Exterior features: Basketball Court,Fire Pit,Outdoor Grill
  • Has view: Yes
  • View description: Rural,Farm
  • Horses can be raised: Yes

Lot

  • Lot size: 9.63 Acres
  • Features: Landscaped

Parking

  • Total spaces: 3
  • Parking features: Attached Garage,Driveway,Garage Door Opener,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,601$55,212
Home Insurance *$388$4,656
Property Taxes $704$8,448
Electricity $238$2,860
Total$5,931$71,172
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$203,348/yr
40% on housing$177,930/yr
45% on housing$158,160/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$301This listing

vs Other Active Listings

Avg $/sqft

ZIP 40324$187
Scott County$206

vs Homes Sold Last Month

Median $/sqft

ZIP 40324$188
Scott County$189

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Price change$969,000
2026-04-05Listed for sale$989,000
2017-09-27Sold$65,000
2013-10-17Sold$80,000

For Sale by Agent

AgentJessica Noto
BrokerageCentury 21 Advantage Realty - Georgetown

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