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162 Westwoods Dr, Georgetown, KY, 40324

4beds
2baths
2,292sqft
$435,000
$190price/sqft
$2,901/moest. monthly cost
$116,040/yrincome needed

About This Home

Welcome to this beautiful ranch home in the sought-after Westwoods community! From the moment you pull into the driveway, you'll notice the wonderful curb appeal, featuring a two-car garage, attractive exterior finishes, and an inviting design. Inside, the entryway opens into a bright, airy floor plan filled with natural light. The spacious living area is anchored by a beautiful fireplace, creating a warm and welcoming focal point. The kitchen is truly the heart of the home, featuring a stainless gas range, refrigerator, microwave, dishwasher, leathered granite countertops, and an oversized island that is absolutely the chef's kiss. The split-bedroom ranch layout offers both comfort and privacy. On one side of the home, the primary suite features a spacious bedroom and a luxurious en suite bath. An additional bedroom is also located on this side of the home, perfect for a nursery, office, or guest space. On the opposite side, you'll find two additional spacious bedrooms, a large full bath with marble countertops, and a spacious laundry room. The fully unfinished walk-out basement offers incredible potential, with a roughed-in bath already in place and plenty of room to finish the space to fit your needs — whether that's additional living space, a home gym, theater room, guest suite, or recreation area. Outdoor living is just as impressive, with a deck overlooking the four-plank fenced backyard, a patio off the walk-out basement, and beautiful private countryside views. With multiple outdoor living areas, a fenced yard, and a peaceful setting, this home is ready for the best summer ever. Schedule your private showing today!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
9/10
7/10
Scott County High SchoolGrades 9-127.2 mi

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Concrete Perimeter,Stone
  • Roof: Shingle
  • Construction materials: Brick Veneer,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Gas Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Concrete,Full,Unfinished,Walk-Out Access

Bathroom2

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Walk-In Closet(s),Ceiling Fan(s)
  • Flooring: Carpet
  • Number of fireplaces: 1
  • Fireplace features: Electric,Gas Log,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,292

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,292
  • Total interior livable area: 2,292 sqft

Kitchen

  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 13000049.000

Features

  • Levels: One
  • Fencing: Wood
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 10,454 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Lightning
Tornado
Winter Weather
Cold Wave
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,199$26,388
Home Insurance *$185$2,220
Property Taxes $336$4,032
Electricity $181$2,172
Total$2,901$34,812
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,462/yr
40% on housing$87,030/yr
45% on housing$77,360/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$190This listing

vs Other Active Listings

Avg $/sqft

ZIP 40324$188
Scott County$207

vs Homes Sold Last Month

Median $/sqft

ZIP 40324$188
Scott County$189

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-11Price change$435,000
2026-06-01Listed for sale$440,000
2021-09-24Sold$350,000
2021-08-26Pending sale$349,900
2021-08-23Price change$349,900
2021-08-19Listed for sale$365,000
2020-10-23Sold$329,000
2020-09-30Pending sale$329,000
2020-08-06Listed for sale$329,000
2020-04-01Sold$30,500
2019-03-26Listed for sale$307,190

For Sale by Agent

AgentAndrea Coughtry
BrokerageLifstyl Real Estate

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