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203 Mallard Point Dr, Georgetown, KY, 40324

5beds
4baths
3,257sqft
$585,000
$180price/sqft
$3,917/moest. monthly cost
$156,680/yrincome needed

About This Home

Welcome to your dream home in the highly sought-after Mallard Point subdivision- where luxury, space, and community come together just right! From the moment you arrive, the covered porch sets the tone for this beautifully designed home! Nestled on a sprawling 1-acre lot, this stunning 4-year-old build offers 5 spacious bedrooms, 3.5 baths, and a methodically laid out open floorpan that's built for both everyday living and entertaining. The main-floor primary suite provides comfort and convenience, while upstairs living spaces offer room for everyone to spread out- including an incredible media room perfect for movie nights, game days, or hosting guests. Step outside to enjoy the large covered patio overlooking your backyard, creating the ideal setting for relaxing evenings or weekend gatherings. Additional highlights are the 3 car attached garage, modern finishes throughout, and access to the exceptional amenities of Mallard Point- featuring community tennis courts, playgrounds, and a scenic lake that make this neighborhood one of the areas most desirable places to call home! Space, Style, and location - this home truly checks every box! Come see it today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
9/10
7/10
Scott County High SchoolGrades 9-125.8 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Dimensional Style,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Dishwasher,Refrigerator,Cooktop
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bathroom3

  • Level: First

Bathroom3

  • Level: Second

Bathroom4

  • Level: Second

Bedroom1

  • Level: First

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Eat-in Kitchen,Walk-In Closet(s),Ceiling Fan(s),Soaking Tub
  • Window features: Insulated Windows,Window Treatments,Blinds
  • Flooring: Carpet
  • Finished area below ground: 0
  • Finished area above ground: 3,257

Heating & Cooling

  • Heating features: Electric,Heat Pump,Zoned
  • Cooling features: Central Air,Ceiling Fan(s),Electric,Heat Pump,Zoned

Interior Area

  • Total structure area: 3,257
  • Total interior livable area: 3,257 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Office

  • Level: First

Recreation Room

  • Level: Second

Utility Room

  • Level: First

Property

Details

  • Parcel number: 13220118.000

Features

  • Levels: Two
  • Fencing: Wood
  • Has view: Yes
  • View description: Trees/Woods,Neighborhood

Lot

  • Lot size: 1.07 Acres
  • Features: Few Trees

Parking

  • Total spaces: 3
  • Parking features: Attached Garage,Driveway,Garage Door Opener,Off Street,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Lightning
Tornado
Winter Weather
Cold Wave
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,958$35,496
Home Insurance *$250$3,000
Property Taxes $452$5,424
Electricity $257$3,086
Total$3,917$47,004
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$134,297/yr
40% on housing$117,510/yr
45% on housing$104,453/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$180This listing

vs Other Active Listings

Avg $/sqft

ZIP 40324$188
Scott County$207

vs Homes Sold Last Month

Median $/sqft

ZIP 40324$188
Scott County$189

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-13Price change$585,000
2026-05-28Listed for sale$599,000
2017-06-05Sold$9,700

For Sale by Agent

AgentAustin Adamson
BrokerageRE/MAX Elite Lexington

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