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1534 Summit Dr, Charleston, WV, 25302

3beds
3baths
2,454sqft
$144,000
$59price/sqft
$1,325/moest. monthly cost
$53,000/yrincome needed

About This Home

3 bedrooms, 3 full bathrooms with endless potential. Bring this one-of-a-kind home back to its glory days, featuring full windows across the living and dining areas and filled with natural light. Property is owned by the US Dept. of HUD Case#571-154280. HUD Homes are sold “AS-IS” Seller makes no representations or warranties as to property condition. Equal Housing Opportunity. Pre-1978 property. Lead-Based Paint disclosures apply.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

4/10
Edgewood ElementaryGrades PK-50.4 mi
3/10
Capital High SchoolGrades 9-123.8 mi

Construction

Condition

  • Year built: 1956

Materials

  • Roof: Flat
  • Construction materials: Brick,Drywall,Frame,Plaster

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other,One Story
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Level: Main
  • Dimensions: 14'6x11'11

Bedroom3

  • Level: Main
  • Dimensions: 14'3x10'10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: Main
  • Dimensions: 13'6x10'1

Features

  • Separate/Formal Dining Room,Eat-in Kitchen
  • Window features: Non-Insulated,Wood Frames
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 2,454 sqft

Kitchen

  • Level: Main
  • Dimensions: 13'5x16'6

Living Room

  • Level: Main
  • Dimensions: 22'8x14'7

Primary Bedroom

  • Level: Main
  • Dimensions: 14'10x11'11

Recreation

  • Level: Lower
  • Dimensions: 21'6x21'5

Property

Details

  • Parcel number: 103200130000000000

Features

  • Stories: 1

Lot

  • Lot size: 0.69 Acres
  • Lot size dimensions: 0 x 0 x 0 x 0

Parking

  • Total spaces: 2
  • Parking features: Carport,Garage,Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across West Virginia Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $728$8,736
Home Insurance *$146$1,752
Property Taxes $197$2,364
Electricity $254$3,050
Total$1,325$15,900
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,428/yr
40% on housing$39,750/yr
45% on housing$35,333/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.7%
3.7%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$59This listing

vs Other Active Listings

Avg $/sqft

ZIP 25302$67
Kanawha County$93

vs Homes Sold Last Month

Median $/sqft

ZIP 25302$95
Kanawha County$100

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Listed for sale$172,000
2019-07-19Sold$138,500
2019-04-18Listed for sale$128,500

For Sale by Agent

AgentAmy Lilly
BrokerageRE/MAX Clarity

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