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162 Riviera Dr, Georgetown, KY, 40324

4beds
3baths
2,241sqft
$399,900
$178price/sqft
$2,735/moest. monthly cost
$109,400/yrincome needed

About This Home

Welcome home to this beautiful 4 bedroom, 2.5 bath home offering over 2,200 sq ft of comfortable living space in a fantastic location! The first-floor primary suite provides convenience and privacy, while upstairs you'll find three spacious bedrooms and a charming loft area perfect for a home office, play space, or cozy retreat. The large kitchen is a true highlight featuring beautiful granite countertops, a spacious island, and plenty of room for cooking, gathering, and making memories. Enjoy your morning coffee or evening gatherings on the screened-in back porch, relax in the thoughtfully designed spaces, and appreciate the convenience of a two-car garage. This home offers easy access to the nearby golf course and pool. With space, functionality, and a great location, this home has so much to offer!

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

4/10
Creekside ElementaryGrades K-51.7 mi
7/10
7/10
Scott County High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 2011

Materials

  • Foundation: Slab
  • Roof: Dimensional Style
  • Construction materials: Brick Veneer

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Microwave
  • Laundry features: Electric Dryer Hookup,Main Level

Bathroom2

  • Level: First

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Eat-in Kitchen,Walk-In Closet(s),Ceiling Fan(s)
  • Window features: Window Treatments,Blinds,Screens
  • Flooring: Carpet,Laminate,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 2,241

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Electric,Heat Pump

Interior Area

  • Total structure area: 2,241
  • Total interior livable area: 2,241 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Utility Room

  • Level: First

Property

Details

  • Parcel number: 18920097.000

Features

  • Levels: Two

Lot

  • Lot size: 4,312 sqft
  • Features: Landscaped,On Golf Course,Few Trees

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage Faces Rear
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Lightning
Winter Weather
Cold Wave
Earthquake
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$170$2,040
Property Taxes $367$4,404
Electricity $176$2,123
Total$2,735$32,820
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,771/yr
40% on housing$82,050/yr
45% on housing$72,933/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$178This listing

vs Other Active Listings

Avg $/sqft

ZIP 40324$188
Scott County$207

vs Homes Sold Last Month

Median $/sqft

ZIP 40324$188
Scott County$189

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$389,900
2026-07-13Price change$399,900
2026-06-21Listed for sale$410,000
2021-09-08Sold$279,900
2021-09-08Pending sale$279,900
2021-08-19Contingent$279,900
2021-08-06Listed for sale$279,900
2020-03-21Listing removed$1,500
2020-02-18Price change$1,500
2020-01-16Listed for rent$1,650

For Sale by Agent

AgentCathleen Richards
BrokerageEpique Realty - Georgetown

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