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100 Collins Risk Rd, Georgetown, KY, 40324

4beds
4baths
5,516sqft
$975,000
$177price/sqft
$6,535/moest. monthly cost
$261,400/yrincome needed

About This Home

Wow...this is a rare find! Gorgeous story & a half custom-built home with full walk-out basement, sitting on picturesque 5-acre lot, with adjacent barn. The floorplan of this home is a dream! Enter through the covered front porch into formal foyer with open hardwood tread staircase. To the right are French style doors opening into the Study with 9' ceilings, fan & loads of natural light. Private door off the study to a ½ bath with stone top vanity. To the left of the Foyer you will find the Dining Room that is also open to Kitchen & Breakfast. Head from the Foyer straight into the stunning Great Room. The Great Room has a cathedral ceiling, stone hearth wood burning fireplace, beautiful pendant lighting & ceiling fan. The heart of this home is the Kitchen! You will love the beauty and detail of the Amish custom-built maple cabinetry. The cook of the family will love the details including large island, pot filler, bread cabinet, roll-out trash bin, soft close cabinets, & floor to ceiling cabinetry. Need just a bit more kitchen space? No worries, just off the kitchen you will find an incredible Butler style pantry with beverage cooler, wine & stem rack. This home has a private first floor Primary Bedroom & Bath. Walk from the spacious Primary Bedroom into an ensuite bath with 2 walk-in closets, custom tiled shower, soaking tub & double bowl vanity. One of the closets has a sit-down vanity with salon style roll-out cabinet! There is a first floor mudroom with drop zone & separate laundry room! The second level offers an open flex space overlooking the Great Room, full hall bath, & 2 generous size bedrooms with large closets. There is a large hall closet & off of Bedroom 3 you will find a huge walk-in storage area!!! The lower level offers over 2300 more square feet of living! This does not feel like your typical basement... it is truly another level with walk-out exit and loads of natural light. There is a den/office with 2 closets, gathering family room area, recreation area with walk-up wet bar, exercise room, & 4th bedroom. The full bath in the lower level has a low threshold walk-in shower. There is also an area under the front porch that could be used as a safe room or would make a perfect wine cellar! This home has an attached 3 car garage with over 800 square feet of space. Enjoy entertaining or relaxing on the covered back patio. Need a little more space? Walk out back to the adjacent barn built to match the home! This oversized barn has electric, water and gravel floor ready for concrete if desired! There are so many details to this home so be sure to scroll the pictures & videos! This is a home you will definitely want to view in person!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

7/10
7/10
7/10
Scott County High SchoolGrades 9-127.0 mi

Construction

Condition

  • Year built: 2019

Materials

  • Foundation: Concrete Perimeter
  • Roof: Dimensional Style
  • Construction materials: HardiPlank Type,Other,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Microwave,Other,Refrigerator,Range
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Walk-Out Access

Bathroom1

  • Level: First

Bathroom3

  • Level: Second

Bathroom4

  • Level: Lower

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: Lower

Features

  • Breakfast Bar,Entrance Foyer,Wet Bar,Walk-In Closet(s),Ceiling Fan(s),Soaking Tub
  • Flooring: Carpet,Hardwood,Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Great Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 2,312
  • Finished area above ground: 3,204

Foyer

  • Level: First

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 5,516
  • Total interior livable area: 5,516 sqft

Kitchen

  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Office

  • Level: First

Office

  • Level: Lower

Other

  • Level: Second

Other

  • Level: Lower

Recreation Room

  • Level: Lower

Property

Details

  • Parcel number: 24300033.000

Features

  • Levels: One and One Half
  • Fencing: None

Lot

  • Lot size: 5 Acres
  • Features: Landscaped

Parking

  • Total spaces: 3
  • Parking features: Attached Garage,Detached Garage,Driveway,Garage Door Opener,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,930$59,160
Home Insurance *$416$4,992
Property Taxes $754$9,048
Electricity $435$5,227
Total$6,535$78,420
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$224,057/yr
40% on housing$196,050/yr
45% on housing$174,266/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$177This listing

vs Other Active Listings

Avg $/sqft

ZIP 40324$188
Scott County$207

vs Homes Sold Last Month

Median $/sqft

ZIP 40324$188
Scott County$189

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Listed for sale$1,050,000
2018-05-18Sold$80,000
2018-05-02Pending sale$83,900
2018-05-02Listed for sale$83,900

For Sale by Agent

AgentKeri Perez
BrokerageBluegrass Property Exchange

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