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4181 S Oak Dr, Beaverton, MI, 48612

3beds
1baths
1,331sqft
$362,000
$272price/sqft
$2,536/moest. monthly cost
$101,440/yrincome needed

About This Home

Discover this stunning Wixom Lake waterfront home featuring 104 feet of prime lake frontage! Nestled on just over an acre, this property offers expansive lakefront living with breathtaking panoramic views from the front deck and yard. The well-maintained residence includes a spacious 3-bedroom layout with an open floor plan. Enjoy a beautifully updated kitchen, new wood laminate flooring, and a lakeside master bedroom with charming log-enhanced walls. The natural fireplace and large living room doorwall leading to the deck add to the home's appeal. Additional features include a 14x22 bunkhouse, recently renovated for comfort with heating and window A/C, perfect for family and guests. The 28x40 pole barn, with concrete floors and three garage doors, provides ample storage and easy access. Situated on a double lot that is over 420 feet deep and more than 100 feet wide, this property also boasts towering mature trees and much more.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

5/10
Beaverton Middle SchoolGrades PK-58.3 mi
6/10
Beaverton High SchoolGrades 6-128.3 mi

Construction

Condition

  • Property condition: Platted Sub
  • Year built: 1952

Materials

  • Foundation: Crawl Space
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Bedroom

  • Level: Entry
  • Area: 208
  • Dimensions: 13 X 16

Bedroom

  • Level: Entry
  • Area: 144
  • Dimensions: 12 X 12

Bedroom

  • Level: Entry
  • Area: 132
  • Dimensions: 11 X 12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Entry
  • Area: 180
  • Dimensions: 12 X 15

Family Room

  • Level: Entry
  • Area: 240
  • Dimensions: 16 X 15

Features

  • Finished area above ground: 1,331

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total interior livable area: 1,331 sqft

Kitchen

  • Level: Entry
  • Area: 255
  • Dimensions: 15 X 17

Other

  • Level: Entry
  • Area: 40
  • Dimensions: 8 X 5

Property

Details

  • Parcel number: 03010500003410
  • Special condition: Short Sale No,Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: GroundLevel
  • Pool features: None
  • Patio & porch: Deck,Porch
  • On waterfront: Yes
  • Waterfront features: All Sports Lake,Lake Front
  • Waterbody name: Wixom Lake

Lot

  • Lot size: 0.98 Acres
  • Features: Water View
  • Lot size dimensions: 102.00 x 417.10

Parking

  • Parking features: Driveway,No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Hail
Inland Flooding
Lightning
Tornado

FEMA Declared Disasters in Gladwin County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,830$21,960
Home Insurance *$214$2,568
Property Taxes $304$3,648
Electricity $188$2,259
Total$2,536$30,432
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,948/yr
40% on housing$76,080/yr
45% on housing$67,626/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.2%
16.2%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$272This listing

vs Other Active Listings

Avg $/sqft

ZIP 48612$117
Gladwin County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 48612
Gladwin County$143

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-02Listed for sale$362,000
2025-11-10Listing removed$349,900
2025-07-16Listed for sale$349,900
2024-09-13Listing removed$349,900
2024-08-09Listed for sale$349,900
2018-09-12Sold$220,000
2018-08-01Pending sale$219,929
2018-07-30Price change$219,929
2018-07-21Listed for sale$229,717
2010-07-15Sold$155,000

For Sale by Agent

AgentScott J McErlane
BrokerageCommunity Appraisal

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