2823 River Ridge Rd, Alger, MI, 48610
About This Home
Serenity awaits. Sitting quietly on a dead end road, this home has a magnificent view of the Tittabawassee River. Many recent updates including electrical and plumbing. Newer kitchen counter tops and cabinets. A new wall furnace to keep the home nice and toasty. Newly renovated bathroom. Double wooded lot for those seeking calming privacy and loads of beautiful wildlife. Sitting on the very start of an almost 14 mile stretch of the river all viewable from your enclosed porch! The pictures don't capture the true beauty of this property. Schedule your private showing today and see for yourself!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1945
Materials
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Basement
- Basement: Crawl Space
Bathroom1
- Level: First
Bedroom1
- Level: First
- Area: 160
Bedroom2
- Level: First
- Area: 130
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Finished area below ground: 0
- Finished area above ground: 821
Heating
- Heating features: Space Heater,Propane
Interior Area
- Total structure area: 821
- Total interior livable area: 821 sqft
Kitchen
- Area: 72
Property
Details
- Parcel number: 04007000001300
- Special condition: Private
Features
- Levels: One
- Stories: 1
- On waterfront: Yes
- Waterfront features: Waterfront
- Frontage length: 80
Lot
- Lot size: 0.64 Acres
- Lot size dimensions: 80 x 200
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Strong Wind
- Winter Weather
- Hail
- Inland Flooding
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Gladwin County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $647 | $7,764 |
| Home Insurance * | $72 | $864 |
| Property Taxes | $107 | $1,284 |
| Electricity | $188 | $2,259 |
| Total | $1,014 | $12,168 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-05 | Price change | $144,900 |
| 2026-04-08 | Listed for sale | $149,900 |
| 2025-10-02 | Listing removed | $138,000 |
| 2025-09-30 | Price change | $138,000 |
| 2025-05-01 | Price change | $145,000 |
| 2025-04-12 | Price change | $155,000 |
| 2025-03-17 | Price change | $165,000 |
| 2025-03-05 | Price change | $175,000 |
| 2025-01-24 | Listed for sale | $199,000 |
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